Delaware County property record for 5416 Ruth Xing, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,069 sqft · built 2018 |
| Lot Size | 0.762 acres (33,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $915,000 (Apr 2023) |
| Tax Bill | $15,739 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-440-06-003-000 |
| Primary APN | 419-440-06-003-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,069 sqft Living Area |
| Gross Area | 5,387 sqft |
| 1st Floor Area | 1,491 sqft |
| Upper Floors Area | 1,578 sqft |
| Basement Area | 1,491 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 33,193 sqft (0.762 acres) |
| Garage Type | Attached |
| Garage Area | 827 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 340 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 5416 RUTH XING |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-3796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5408 OLENTANGY FALLS SEC 5 |
| Legal Subdivision | OLENTANGY FALLS SEC 5 |
| Legal Lot Number | 5408 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 12100 |
5416 Ruth Xing is owned and occupied by two individuals who bought it in April 2023.
Source: Delaware County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5416 RUTH XING, DELAWARE, OH 43015-3796 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 1, 2020 | Grant Deed, Transfer · VA Mortgage FIRST FED'L BK/KANSAS CITY |
| Nov 8, 2018 | Warranty Deed, Transfer · Commercial Mortgage COMMONWEALTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on File |
| Deed Sale | Apr 27, 2023 · Amount on File |
| Prior Sale | Apr 1, 2020 · Amount on File |
| Deed Document Number | 20238311 |
| Deed Book / Page | 2028 / 458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Apr 27, 2023 |
| Property Address | 5416 RUTH XING, DELAWARE, OH 43015-3796 |
| Document Number | 0000008311 |
| Book / Page | 2028 / 458 |
| Map Reference | OR 1557 OG 2756-2758 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 202300008311 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5416 RUTH XING, DELAWARE, OH 43015-3796 |
| Document Number | 0000008312 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 202300008312 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.97% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.97% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.97% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Apr 1, 2020 |
| Property Address | 5416 RUTH XING, DELAWARE, OH 43015-3796 |
| Document Number | 0000010383 |
| Book / Page | 001712 / 001639 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 10383 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | OLENTANGY TITLE AGENCY, OLENTANGY TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,475.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5416 RUTH XING DELAWARE OH 430153796, DELAWARE, OH 43015-3796 |
| Document Number | 10384 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 001712/001641 |
| Instrument | 10384 |
| Name | FIRST FED'L BK/KANSAS CITY |
|---|---|
| Address | KANSAS CITY, MO 64120 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Nov 8, 2018 |
| Property Address | 5416 RUTH XING, DELAWARE, OH 43015-3796 |
| Document Number | 0000030760 |
| Book / Page | 1605 / 1979 |
| Map Reference | OR 1557 PG 2756-2758 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 201800030760 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 230 WEST ST STE 200, 200, COLUMBUS, OH 43215-2655 |
| Document Number | 0000030761 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 201800030761 |
| Name | COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Nov 7, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5416 Ruth Xing was $15,739, up 4.5% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Liberty Township |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,739.00 (+4.51%) | $283,500 (-) Land $50,750 Building $232,750 | $810,000 Land $145,000 Building $665,000 |
| 2024 | $15,060.00 (-0.38%) Homeowner's exemption | $283,500 (-) Land $50,750 Building $232,750 | |
| 2023 | $15,118.00 Homeowner's exemption | $283,500 Land $50,750 Building $232,750 | $810,000 Land $145,000 Building $665,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5416 Ruth Xing in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5416 Ruth Xing is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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