5416 Royal Tern Ct, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 5416 Royal Tern Ct, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,312 sqft · built 2010
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Feb 2011)
Tax Bill	$4,802 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Refinance + 1 more
APN	`0221004000230`

Property Details

APN / Parcel Number

Primary APN	`0221004000230`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	1,976 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,598 sqft (0.404 acres)
Lot Dimensions	36 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	420 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5416 ROYAL TERN CT
City	CHESAPEAKE
State	VA
Zip	23321-1381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	23 LAKES OF JOLLIFF PH 1
Legal Subdivision	LAKES OF JOLLIFF, JOLLIFF PINES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3029
Census Tract	21507

Owner

5416 Royal Tern Ct is owned and occupied by an individual who bought it in February 2011.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5416 ROYAL TERN CT, CHESAPEAKE, VA 23321-1381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2011 · Amount on File
Deed Sale	Feb 1, 2011 · Amount on File
Prior Sale	Aug 31, 2010 · Amount on File
Deed Book / Page	8326 / 409
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 9, 2026
Property Address	5416 ROYAL TERN CT, CHESAPEAKE, VA 23321-1381
Document Number	0000023421
Book / Page	11021 / 295
Instrument Date	Sep 1, 2026
Instrument	202623421
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5416 ROYAL TERN CT, CHESAPEAKE, VA 23321-1381

Mortgage

Document Number	0000023421,
Date	Sep 9, 2026
Book Page	11021/295
Instrument	202623421

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	5416 ROYAL TERN CT, CHESAPEAKE, VA 23321-1381
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010346/165
Date	Apr 5, 2021
Book Page	10346/165
Instrument	210015705

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	5416 ROYAL TERN CT, CHESAPEAKE, VA 23321-1381
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10577/1439
Date	Jul 6, 2022
Book Page	10577/1439
Instrument	220021964

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	83 Months
Due	Jun 18, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5416 Royal Tern Ct was $4,802.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,700 (-0.15%) Land $165,000 Building $309,700	$474,700 (-0.15%) Land $165,000 Building $309,700
2025	$4,802.00	$475,400 Land $160,000 Building $315,400	$475,400 Land $160,000 Building $315,400
2023		$413,600 (+0.53%) Land $140,000 Building $273,600	$413,600 (+0.53%) Land $140,000 Building $273,600
2022		$411,400 Land $135,000 Building $276,400	$411,400 Land $135,000 Building $276,400
2019	$3,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5416 Royal Tern Ct; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5416 Royal Tern Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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