Benton County property record for 5415 Sand Bunker St, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,999 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,238 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.01790.00 |
| Primary APN | 17.01790.00 |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 6,999 sqft (0.16 acres) |
| Street Address | 5415 SAND BUNKER ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-4632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-036 RANGE-030 THE FAIRWAYS 3RD ADDITION LOT-009 BLOCK-001 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 34 |
| Legal Subdivision | FAIRWAYS 3RD ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 20300 |
5415 Sand Bunker St is owned and occupied by two individuals.
Source: Benton County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5415 SAND BUNKER ST, SAINT CLOUD, MN 56304-4632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2017 | Deed of Trust, Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| Apr 6, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 5415 SAND BUNKER ST, SAINT CLOUD, MN 56304-4632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 424990 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 424990 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MN 56374 |
| Amount | Amount on Record |
|---|---|
| Term | 178 Months |
| Due | Jul 20, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Apr 6, 2017 |
| Property Address | 5415 SAND BUNKER ST, SAINT CLOUD, MN 56304-4632 |
| Document Number | 421974 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 421974 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
The 2026 property tax bill for 5415 Sand Bunker St was $2,238 with a homeowner's exemption.
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,238.00 Homeowner's exemption | $286,300 Land $60,000 Building $226,300 | $286,300 Land $60,000 Building $226,300 |
| 2023 | $3,818.00 | $286,300 Land $45,000 Building $241,300 | $286,300 Land $45,000 Building $241,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5415 Sand Bunker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5415 Sand Bunker St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Arvig.
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