Tillamook County property record for 5415 Ocean St, Bay City, OR 97107
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,842 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $1,878 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1N1034-DB-02000 |
| Primary APN | 1N1034-DB-02000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Attic | Attic |
| Attic Area | 706 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | 999 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 41975 |
|---|---|
| Old Parcel Number | 1N1034DB02000 |
| Street Address | 5415 OCEAN ST |
| City | BAY CITY |
| State | OR |
| Zip | 97107-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | BC-MI |
| Legal Description | SUBD NAME: PACIFIC ADD TO BAY CITY BLK NO: 45 LOT NO: 5; 6; 7; 8 |
| Legal Range | 10 |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | PACIFIC ADD TO BAY CITY |
| Legal Block | 45 |
| Legal Lot Number | 5-8 6 |
| Jurisdiction | TILLAMOOK OR |
| Township / Civil Division | BAY CITY |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 960300 |
The current owner of 5415 Ocean St acquired it in August 2009.
Source: Tillamook County records, as of January 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | PO BOX 841, GARIBALDI, OR 97118-0841 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2009 |
| Transfer Doc | 0000006168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Property Address | 5415 OCEAN ST, BAY CITY, OR 97107-3507 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005672 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-05672 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 13, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5415 Ocean St was $1,878, up 7.4% from the year before.
Source: Tillamook County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| Municipality | Bay City |
| County | Tillamook County |
| Unified School District | Neah-Kah-Nie School District 56 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,878.00 (+7.44%) | $147,900 (+2.99%) Land $87,970 Building $59,930 | $342,210 (+2.18%) Land $115,580 Building $226,630 |
| 2024 | $1,748.00 (+0.92%) | $143,600 (+3%) Land $85,400 Building $58,200 | $334,900 (+1.2%) Land $115,820 Building $219,080 |
| 2023 | $1,732.00 (+11.17%) | $139,420 (+3%) Land $82,910 Building $56,510 | $330,930 (+15.05%) Land $100,520 Building $230,410 |
| 2022 | $1,558.00 | $135,360 Land $80,490 Building $54,870 | $287,640 Land $87,600 Building $200,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5415 Ocean St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1999–2007) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2007 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5415 Ocean St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY CITY WATER SYSTEM serves 1,400 people · EPA ID OR4100079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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