5415 M Rd, Red Bud, IL 62278 Property Records

Monroe County property record for 5415 M Rd, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,650 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$339,500 (Jul 2021)
Tax Bill	$5,384 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-15-400-003-000`

Property Details

APN / Parcel Number

Primary APN	`12-15-400-003-000`
Alternative APN	`12150000000600 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft
Basement Area	1,650 sqft
Unfinished Basement	1,650 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	217,800 sqft (5 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	504 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5415 M RD
City	RED BUD
State	IL
Zip	62278-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	TAX LOT 10
Legal Range	08W
Legal Township	03S
Legal Section	15
Legal Lot Number	10
Jurisdiction	MONROE IL
Township / Civil Division	6
Census Block Group	1
Census Block	1061
Census Tract	600502

Owner

5415 M Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5415 M RD, RED BUD, IL 62278-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage BUENA VISTA NATIONAL BANK
Apr 6, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Oct 20, 2020 · Amount on File
Deed Document Number	2021418658
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 26, 2021
Property Address	5415 M RD, RED BUD, IL 62278-3109
Document Number	0000418658
Instrument Date	Jul 23, 2021
Instrument	418658
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5415 M RD, RED BUD, IL 62278-3109

Mortgage

Document Number	0000418659
Date	Jul 26, 2021
Instrument	418659

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 20, 2020
Property Address	5415 M RD, RED BUD, IL 62278-3109
Document Number	0000411818
Instrument Date	Oct 20, 2020
Instrument	411818
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5415 M RD, RED BUD, IL 62278-3109

Mortgage

Document Number	0000411819
Date	Oct 20, 2020
Instrument	411819

Lender

Name	BUENA VISTA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.75%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5415 M RD, RED BUD, IL 62278-3109
Document Number	0000400937
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5415 M RD RED BUD IL 622783109, RED BUD, IL 62278-3109

Mortgage

Document Number	0000400937
Date	Apr 17, 2019
Instrument	400937

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5415 M Rd was $5,384, down 1.4% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,384.00 (-1.39%) Homeowner's exemption	$109,710 Land $16,060 Building $93,650	$329,130 Land $48,180 Building $280,950
2024	$5,460.00
2022	Additional exemption filed	$102,440 Land $16,060 Building $86,380	$307,320 Land $48,180 Building $259,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5415 M Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5415 M Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Wisper ISP Fixed Wireless	25 / 3

May also be available: Frontier.

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