5414 Spur St, Riverbank, CA 95367 Property Records

Stanislaus County property record for 5414 Spur St, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 2004
Lot Size	0.158 acres (6,884 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (Feb 2022)
Tax Bill	$4,429 (2026)
Deeds & Mortgages	Feb 2022 Sale Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`075-068-056-000`

Property Details

APN / Parcel Number

Primary APN	`075-068-056-000`
Alternative APN	`0756856000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,884 sqft (0.158 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5414 SPUR ST
City	RIVERBANK
State	CA
Zip	95367-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR. BRIGHT #2 @ HOMESTEAD (41M85) LOT 262
Legal Subdivision	BRIGHT 02
Legal Block	2
Legal Lot Number	262
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2009
Census Tract	406

Owner

5414 Spur St is owned and occupied by two individuals who bought it in February 2022.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5414 SPUR ST, RIVERBANK, CA 95367-9440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Grant Deed, Transfer CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION
Dec 3, 2021	Affidavit of Death of Joint Tenant, Transfer
Sep 21, 2021	Transfer on Death Deed, Transfer
Apr 15, 2021	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Aug 29, 2008 · Amount on File
Deed Document Number	20227350
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0000089889
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 1, 2022
Property Address	5414 SPUR ST, RIVERBANK, CA 95367-9440
Document Number	0000007350
Map Reference	MB 41 PG 85
Instrument Date	Jan 19, 2022
Instrument	2022-0007350
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5414 SPUR ST, RIVERBANK, CA 95367-9440

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Dec 3, 2021
Property Address	5414 SPUR ST, RIVERBANK, CA 95367-9440
Document Number	0000112248
Map Reference	MB 41 PG 85
Instrument Date	Nov 24, 2021
Instrument	2021-0112248
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HILLTOP RD, KINNELON, NJ 07405-2163

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 21, 2021
Property Address	5414 SPUR ST, RIVERBANK, CA 95367-9440
Document Number	0000089889
Map Reference	MB 41 PG 85
Instrument Date	Sep 17, 2021
Instrument	2021-0089889
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HILLTOP RD, KINNELON, NJ 07405-2163

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	5414 SPUR ST, RIVERBANK, CA 95367-9440
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5414 SPUR ST, RIVERBANK, CA 95367-9440

Mortgage

Document Number	0000036159
Date	Apr 15, 2021
Instrument	2021-0036159

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	729 Months
Due	Jan 30, 2082

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 5414 Spur St was $4,429 with a homeowner's exemption, up 2.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,429.00 (+2.19%) Homeowner's exemption	$315,688 (+2%) Land $150,981 Building $164,707
2025	$4,334.00 Homeowner's exemption	$309,499 Land $148,021 Building $161,478
2023	$4,145.00 (-29.24%) Homeowner's exemption	$297,482 Land $142,274 Building $155,208
2022	$5,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5414 Spur St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5414 Spur St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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