5414 McCue Rd, Union, IL 60180 Property Records

McHenry County property record for 5414 McCue Rd, Union, IL 60180

Property Summary

Property Type	Single Family Home
Details	2,422 sqft · built 1995
Lot Size	5.74 acres (250,034 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jul 2026)
Tax Bill	$11,774 (2024)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-35-100-020`

Property Details

APN / Parcel Number

Primary APN	`12-35-100-020`

Interior

Stories	1 Story
Building Area	2,422 sqft Living Area
Gross Area	4,206 sqft
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	250,034 sqft (5.74 acres)
Garage Type	Attached
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5414 MCCUE RD
City	UNION
State	IL
Zip	60180-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0003896 PC E CEN MCCUE RD PT S1/2 N1/2
Legal Block	100
Jurisdiction	MCHENRY IL
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3047
Census Tract	871502

Owner

5414 McCue Rd is owned and occupied by two individuals who bought it in July 2026.

Source: McHenry County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5414 MCCUE RD, UNION, IL 60180-9508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Construction Mortgage PRAIRIE COMMUNITY BANK
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE COMMUNITY BANK
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage SUCCESS LENDING LLC
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 23, 2023	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Feb 23, 2023 · Amount on File
Deed Document Number	202620025
Prior Transfer Date	Sep 29, 1994
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Aug 13, 2026
Property Address	5414 MCCUE RD, UNION, IL 60180-9508
Document Number	0000023533
Instrument Date	Jul 29, 2026
Instrument	202623533
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 DORAL DR, MARENGO, IL 60152-3365

Mortgage

Document Number	0000023533,
Date	Aug 13, 2026
Instrument	202623533

Lender

Name	PRAIRIE COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 29, 2027

Interest

Rate	6.75%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Aug 7, 2026
Property Address	5414 MCCUE RD, UNION, IL 60180-9508
Document Number	0000022955
Instrument Date	Jul 29, 2026
Instrument	202622955
Transaction Type	Mortgage
Record Updated	Aug 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 DORAL DR, MARENGO, IL 60152-3365

Mortgage

Document Number	0000022955,
Date	Aug 7, 2026
Instrument	202622955

Lender

Name	PRAIRIE COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	32 Months
Due	Apr 12, 2029

Interest

Rate	6%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 14, 2026
Property Address	5414 MCCUE RD, UNION, IL 60180-9508
Document Number	0000020025
Instrument Date	Jun 22, 2026
Instrument	202620025
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5414 MCCUE RD, UNION, IL 60180-9508

Mortgage

Document Number	0000020026,
Date	Jul 14, 2026
Instrument	202620026

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5414 MCCUE RD, UNION, IL 60180-9508
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5414 MCCUE RD, UNION, IL 60180-9508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028802
Date	Oct 16, 2025
Instrument	2025R0028802

Lender

Name	SUCCESS LENDING LLC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.62%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5414 MCCUE RD, UNION, IL 60180-9508
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5414 MCCUE RD, UNION, IL 60180-9508

Mortgage

Document Number	0000007469
Date	Apr 1, 2024
Instrument	2024R0007469

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	347 Months
Due	Mar 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 23, 2023
Property Address	5414 MCCUE RD, UNION, IL 60180-9508
Document Number	0000003896
Instrument Date	Dec 7, 2022
Instrument	2023R0003896
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5414 MCCUE RD, UNION, IL 60180-9508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5414 MCCUE RD, UNION, IL 60180-9508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003897
Date	Feb 23, 2023
Instrument	2023R0003897

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate	6.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Seneca Township
Unified School District	Woodstock Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,774.00	$164,041 Land $47,589 Building $116,452	$492,123 Land $142,767 Building $349,356
2022	Homeowner's exemption	$136,358 Land $39,558 Building $96,800	$409,074 Land $118,674 Building $290,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5414 McCue Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5414 McCue Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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