Carroll County property record for 5414 Chances Creek Rd, Fancy Gap, VA 24328
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 27.4 acres (1,193,718 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,502 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-4-1 |
| Primary APN | 113-4-1 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,193,718 sqft (27.4 acres) |
|---|
| Account Number | 15705 |
|---|---|
| Street Address | 5414 CHANCES CREEK RD |
| City | FANCY GAP |
| State | VA |
| Zip | 24328-2983 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | RDS 775 & 683 |
| Legal Subdivision | PATCH INC |
| Jurisdiction | CARROLL VA |
| Township / Civil Division | PIPER GAP |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 80402 |
5414 Chances Creek Rd, an agricultural property, is owned by two individuals.
Source: Carroll County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5414 CHANCES CREEK RD, FANCY GAP, VA 24328-2983 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL VA |
| Property Address | 5414 CHANCES CREEK RD, FANCY GAP, VA 24328-2983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1114/0350 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 1114/0350 |
| Instrument | 1901910 |
| Name | CARTER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARTINSVILLE, VA 24112 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
The 2026 property tax bill for 5414 Chances Creek Rd was $3,502.
Source: Carroll County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,502.00 | $714,800 (-) Land $120,300 Building $594,500 | $714,800 (-) Land $120,300 Building $594,500 |
| 2025 | $3,502.00 | $714,800 Land $120,300 Building $594,500 | $714,800 Land $120,300 Building $594,500 |
| 2023 | $2,469.00 | $418,500 Land $104,100 Building $314,400 | $418,500 Land $104,100 Building $314,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5414 Chances Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5414 Chances Creek Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 78% of Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fastlink Communications, Verizon.
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