Frederick County property record for 5413 Upper Mill Ter S, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,040 sqft · built 2002 |
| Lot Size | 0.051 acres (2,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Jan 2008) |
| Tax Bill | $4,317 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-585071 |
| Primary APN | 28-585071 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,200 sqft (0.051 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 2,161 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 585071 |
|---|---|
| Street Address | 5413 UPPER MILL TER S |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7097 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MXD |
| Legal Description | LOT 142 PHASE II 2,200 SQ. FT. WESTVIEW PARK |
| Legal Subdivision | WESTVIEW PARK |
| Legal Phase | 2 |
| Legal Lot Number | 142 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 751003 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 163928 BAEDERWOOD LN, DERWOOD, MD 20855 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2008 · Amount on Record |
| Deed Sale | Jan 8, 2008 · Amount on Record |
| Prior Sale | Nov 12, 2002 · Amount on Record |
| Deed Document Number | 200880082 |
| Deed Book / Page | 6850 / 547 |
| Last Transfer Date | Feb 28, 2008 |
| Transfer Doc | 0069050584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5413 UPPER MILL TER S, FREDERICK, MD 21703-7097 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16928 BAEDERWOOD LN, DERWOOD, MD 20855-2013 |
| Document Number | 0150640201 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 15064/201 |
| Name | LOANSTEADY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FALLS CHURCH, VA 22043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | May 1, 2036 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,767 (+4.24%) | $390,100 (+12.71%) Land $115,000 Building $275,100 | |
| 2025 | $4,317.00 (+7.36%) | $346,100 (+14.04%) Land $80,000 Building $266,100 | $346,100 (-) Land $80,000 Building $266,100 |
| 2024 | $4,021.00 (+10.32%) | ||
| 2023 | $3,645.00 | $303,500 | $346,100 Land $80,000 Building $266,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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