5413 State Rte H SE, Agency, MO 64401 Property Records

Buchanan County property record for 5413 State Rte H SE, Agency, MO 64401

Property Summary

Property Type	Rural Home
Details	2,400 sqft · built 2004
Lot Size	10.3 acres (450,410 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2015)
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
APN	`11-7.0-25-000-000-010.005`

Property Details

APN / Parcel Number

Primary APN	`11-7.0-25-000-000-010.005`

Interior

Building Area	2,400 sqft Base Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	450,410 sqft (10.3 acres)

Location & Zoning

Street Address	5413 STATE ROUTE H SE
City	AGENCY
State	MO
Zip	64401-7156
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	25-56-35SESUB: LOT: BLK:LGL DESC:BEG SE COR OF SEC TH N 29.02' TO POB TH W 328.28' N 1371.08' E 328.21' S 1379.13' TO POB
Legal Range	35W
Legal Township	56N
Legal Section	25
Jurisdiction	BUCHANAN MO
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3097
Census Tract	2800

Owner

5413 State Rte H SE, a rural home, is owned and occupied by two individuals who bought it in March 2015.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5413 STATE ROUTE H SE, AGENCY, MO 64401-7156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2015 · Amount on File
Deed Sale	Mar 2, 2015 · Amount on File
Prior Sale	Mar 30, 2012 · Amount on File
Deed Document Number	20151810
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	5413 STATE ROUTE H SE, AGENCY, MO 64401-7156
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5413 STATE ROUTE H SE, AGENCY, MO 64401-7156

Mortgage

Document Number	003793/890
Date	Jan 11, 2024
Book Page	3793/890
Instrument	2024000240

Lender

Name	POSTAL & COMMUNITY CU
Type	Credit Union
Address	SAINT JOSEPH, MO 64506

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5413 State Rte H SE was $3,139, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	Mid-Buchanan County R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,139.00 (+0.03%)	$47,820 Land $4,320 Building $43,500	$248,500 Land $24,320 Building $224,180
2024	$3,138.00 (+5.76%)
2023	$2,967.00 (-0.2%)	$42,900 (-) Land $4,320 Building $38,580	$234,130 Land $24,320 Building $209,810
2022	$2,973.00	$42,900 Land $4,320 Building $38,580
2021			$234,130 Land $24,320 Building $209,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5413 State Rte H SE; there have been 13 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1993–2021)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, May 2007 · 5 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5413 State Rte H SE is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20