Carteret County property record for 5413 Ocean Dr, #E, Emerald Isle, NC 28594
| Property Type | Townhouse |
|---|---|
| Details | 5 bd · 3 ba · 1,798 sqft · built 1984 |
| Lot Size | 0.044 acres (1,917 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,150,000 (Jun 2023) |
| Tax Bill | $4,277 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Jun 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 6304.19.51.0146000 |
| Primary APN | 6304.19.51.0146000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,798 sqft Heated Area |
| Gross Area | 1,200 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,917 sqft (0.044 acres) |
| Lot Dimensions | 100 ft deep x 38 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 22 sqft |
| Canopy | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28749 |
|---|---|
| Street Address | 5413 OCEAN DR, E |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | E UNIT CLOUDBURNER TOWNHOMES |
| Legal Subdivision | JAMES SINGLETON S/D |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8480 HONEYCUTT RD, 200, RALEIGH, NC 27615-2261 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 7, 2023 | Warranty Deed, Transfer |
| Jun 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on Record |
| Deed Sale | Jun 2, 2023 · Amount on Record |
| Deed Document Number | 20231800428 |
| Deed Book / Page | 1800 / 428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 7, 2023 |
| Property Address | 5413 OCEAN DR # E, E, EMERALD ISLE, NC 28594 |
| Document Number | 0018080353 |
| Book / Page | 1808 / 353 |
| Map Reference | MB 34 PG 290 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 1808353 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4224, CHAPEL HILL, NC 27515-4224 |
| Name | Verified Name |
|---|---|
| Address | 8480 HONEYCUTT RD STE 200, 200, RALEIGH, NC 27615-2261 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 2, 2023 |
| Property Address | 5413 OCEAN DR # E, E, EMERALD ISLE, NC 28594 |
| Document Number | 0018000428 |
| Book / Page | 1800 / 428 |
| Map Reference | MB 34 PG 290 |
| Instrument Date | May 28, 2023 |
| Instrument | 1800428 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1033 COVERED BRIDGE TRL, CHAPEL HILL, NC 27517-6917 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 4224, CHAPEL HILL, NC 27515-4224 |
| Document Number | 0001800429 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 1800429 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,092,190 (-) Land $504,000 Building $588,190 | $1,092,190 (-) Land $504,000 Building $588,190 | |
| 2025 | $4,277.00 | $1,092,190 Land $504,000 Building $588,190 | $1,092,190 Land $504,000 Building $588,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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