5413 Cherub Cir, Milton, FL 32583 Property Records

Santa Rosa County property record for 5413 Cherub Cir, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 2003
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2021)
Tax Bill	$1,818 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1N-28-5546-00B00-0010`

Property Details

APN / Parcel Number

Primary APN	`18-1N-28-5546-00B00-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Heated Area
Gross Area	2,030 sqft
1st Floor Area	1,914 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,187 sqft (0.164 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	181N28554600B000010
Street Address	5413 CHERUB CIR
City	MILTON
State	FL
Zip	32583-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	VILLAS AT CHANTILLY (THE) LOT 1 BLK B AS DES IN OR 4132 PG 1952
Legal Range	28W
Legal Township	01N
Legal Section	18
Legal Subdivision	VILLAS AT CHANTILLY
Legal Block	B
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1008
Census Tract	10711

Owner

5413 Cherub Cir is owned and occupied by an individual who bought it in June 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	5413 CHERUB CIR, MILTON, FL 32583-4610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jan 28, 2019	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Jan 28, 2019 · Amount on File
Deed Document Number	202139693
Deed Book / Page	4132 / 1952
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 14, 2021
Property Address	5413 CHERUB CIR, MILTON, FL 32583-4610
Document Number	0041321952
Book / Page	4132 / 1952
Map Reference	MB G PG 65
Instrument Date	Jun 11, 2021
Instrument	202139693
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3333 OAKWELL CT APT 636, 3333, SAN ANTONIO, TX 78218-3046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5413 CHERUB CIR, MILTON, FL 32583-4610

Mortgage

Document Number	41321954
Date	Jun 14, 2021
Instrument	4132/1954

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 28, 2019
Property Address	5413 CHERUB CIR, MILTON, FL 32583-4610
Document Number	0037990774
Book / Page	3799 / 0774
Map Reference	MB G PG 65
Instrument Date	Jan 25, 2019
Instrument	201903123
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8747 FAYE CT, 8747, NAVARRE, FL 32566-4158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5413 CHERUB CIR, MILTON, FL 32583-4610

Mortgage

Document Number	0201903124
Date	Jan 28, 2019
Instrument	201903124

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,818.00 (+2.65%) Homeowner's exemption	$180,099 (+3%)	$192,234 (+9.94%) Land $28,000 Building $164,234
2023	$1,771.00 (-20.76%)	$174,853 (+3.34%) Land $26,000 Building $148,853	$174,853 (+3.34%) Land $26,000 Building $148,853
2022	$2,235.00	$169,197	$169,197 Land $24,000 Building $145,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5413 Cherub Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5413 Cherub Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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