5412 Three Chopt Rd, Louisa, VA 23093 Property Records

Goochland County property record for 5412 Three Chopt Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2018
Lot Size	5.04 acres (219,760 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Mar 2022)
Tax Bill	$2,351 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5 34 A`

Property Details

APN / Parcel Number

Primary APN	`5 34 A`
Alternative APN	`5440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	219,760 sqft (5.04 acres)
Terrain	Rolling
Garage Type	Mixed
Porch	Slab
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5440
Street Address	5412 THREE CHOPT RD
City	LOUISA
State	VA
Zip	23093-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	E SHANNON HILL ON 250 5.045AC PAR A PB 7 141 #2
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	400500

Owner

5412 Three Chopt Rd is owned and occupied by an individual who bought it in March 2022.

Source: Goochland County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	5412 THREE CHOPT RD, LOUISA, VA 23093-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage DOMINION ENERGY CREDIT UNION
Dec 26, 2018	Warranty Deed, Transfer · Conventional Mortgage DOMINION ENERGY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Dec 26, 2018 · Amount on File
Deed Document Number	20221151
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Mar 22, 2022
Property Address	5412 THREE CHOPT RD, LOUISA, VA 23093-2005
Document Number	0220001151
Instrument Date	Mar 16, 2022
Instrument	220001151
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 THREE CHOPT RD, LOUISA, VA 23093-2005

Mortgage

Document Number	0220001152
Date	Mar 22, 2022
Instrument	220001152

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	5412 THREE CHOPT RD, LOUISA, VA 23093-2005
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002843
Date	Jul 10, 2020
Instrument	200002843

Lender

Name	DOMINION ENERGY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Dec 26, 2018
Property Address	5412 THREE CHOPT RD, LOUISA, VA 23093-2005
Document Number	180003958
Instrument Date	Nov 1, 2018
Instrument	180003958
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, POWHATAN REAL ESTATE STLMNTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 THREE CHOPT RD, LOUISA, VA 23093-2005

Mortgage

Document Number	180003959
Date	Dec 26, 2018
Instrument	180003959

Lender

Name	DOMINION ENERGY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	277 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5412 Three Chopt Rd was $2,351, up 6.2% from the year before.

Source: Goochland County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,351.00 (+6.19%)	$443,600 (+6.18%) Land $82,300 Building $361,300	$443,600 (+6.18%) Land $82,300 Building $361,300
2025	$2,214.00	$417,800 Land $76,100 Building $341,700	$417,800 Land $76,100 Building $341,700
2023		$378,900 Land $63,600 Building $315,300	$378,900 Land $63,600 Building $315,300
2021	$1,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5412 Three Chopt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5412 Three Chopt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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