Lincoln County property record for 5412 S Ledgestone Pl, Sioux Falls, SD 57108
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba |
| Lot Size | 0.077 acres (3,393 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $3,186 (2025) |
| Deeds & Mortgages | Nov 2012 Mortgage Dec 2012 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281.67.13.013F |
| Primary APN | 281.67.13.013F |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Architectural Style | Townhouse |
|---|---|
| Lot Area | 3,393 sqft (0.077 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5412 S LEDGESTONE PL |
|---|---|
| City | SIOUX FALLS |
| State | SD |
| Zip | 57108-4514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPALI |
| Legal Description | LOT 13F BLOCK 13 WHISPER RIDGE ADD CITY OF SIOUX FALLS |
| Legal Range | 50 |
| Legal Township | 100 |
| Legal Section | 12 |
| Legal Subdivision | WHISPER RIDGE ADD |
| Legal Block | 13 |
| Legal Lot Number | 13F |
| Jurisdiction | LINCOLN SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10112 |
Source: Lincoln County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 5412 S LEDGESTONE PL, SIOUX FALLS, SD 57108-4514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 19, 2012 | Deed of Trust, Mortgage CU MORTGAGE DIRECT LLC |
| Dec 18, 2012 | Deed of Trust, Mortgage · Line of Credit SIOUX EMPIRE FEDERAL CREDIT UNION |
| Aug 5, 2013 | Deed of Trust, Mortgage SIOUX EMIRE FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN SD |
| Property Address | 5412 S LEDGESTONE PL, SIOUX FALLS, SD 57108-4514 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000160/599 |
|---|---|
| Date | Nov 19, 2012 |
| Book Page | 160/599 |
| Instrument | 367998 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Address | 5010 S SOLBERG AVE, SIOUX FALLS, SD 57108 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN SD |
| Property Address | 5412 S LEDGESTONE PL, SIOUX FALLS, SD 57108-4514 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5412 LEDGESTONE PL, SIOUX FALLS, SD 57108-4514 |
| Document Number | 00160/1541 |
|---|---|
| Date | Dec 18, 2012 |
| Book Page | 160/1541 |
| Instrument | 369331 |
| Name | SIOUX EMPIRE FEDERAL CREDIT UNION |
|---|---|
| Type | Seller |
| Address | 5010 S SOLBERG AVE, SIOUX FALLS, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN SD |
| Property Address | 5412 S LEDGESTONE PL, SIOUX FALLS, SD 57108-4514 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5412 S LEDGESTONE PL, SIOUX FALLS, SD 57108-4514 |
| Document Number | 00161/7275 |
|---|---|
| Date | Aug 5, 2013 |
| Book Page | 161/7275 |
| Instrument | 380426 |
| Name | SIOUX EMIRE FEDERAL CREDIT UNION |
|---|---|
| Address | 5010 S SOLBERG AVE, SIOUX FALLS, SD 57108 |
| Amount | Amount Recorded |
|---|
Source: Lincoln County assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lincoln County |
| Municipality | Sioux Falls City |
| Unified School District | Harrisburg School District 41-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,186.00 (-13.61%) | $236,069 (+1.14%) Land $26,396 Building $209,673 | |
| 2024 | $233,415 (+7.45%) Land $26,396 Building $207,019 | $233,415 | |
| 2023 | $3,688.00 | $217,236 (+8.48%) Land $26,396 Building $190,840 | |
| 2022 | $3,688.00 | $200,249 Land $23,996 Building $176,253 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable · Fiber in parts of the area | 2,000 / 350 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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