5412 Opal Dr, Cheyenne, WY 82009 Property Records

Laramie County property record for 5412 Opal Dr, Cheyenne, WY 82009

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,744 sqft · built 2022
Lot Size	0.191 acres (8,300 sqft)
Owner	2 Individual Names on File
Last Sale	$281,062 (Feb 2022)
Tax Bill	$3,922 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-9265-0005-0012-0`

Property Details

APN / Parcel Number

Primary APN	`1-9265-0005-0012-0`
Alternative APNs	`14662331401200` `R0063628`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,744 sqft Living Area
Gross Area	4,846 sqft
Basement Area	1,962 sqft
Finished Basement	1,766 sqft
Unfinished Basement	196 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,300 sqft (0.191 acres)
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Slab
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0063628
Street Address	5412 OPAL DR
City	CHEYENNE
State	WY
Zip	82009-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITNEY RANCH, 1ST FILING: LOT 12, BLOCK 5
Legal Subdivision	WHITNEY RANCH, 1ST FILING
Legal Block	5
Legal Lot Number	12
Jurisdiction	LARAMIE WY
Township / Civil Division	CHEYENNE
Census Block Group	2
Census Block	2009
Census Tract	1501

Owner

5412 Opal Dr is owned and occupied by two individuals who acquired it in May 2022.

Source: Laramie County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5412 OPAL DR, CHEYENNE, WY 82009-5843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 11, 2022	Transfer on Death Deed, Transfer
Feb 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WYOMING BANK & TRUST
Mar 29, 2021	Warranty Deed, Construction Loan · Construction Mortgage PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Mar 29, 2021 · Amount on File
Deed Document Number	2022831682
Deed Book / Page	2777 / 2407
Last Transfer Date	May 11, 2022
Transfer Doc	02787/2086
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARAMIE WY
Recording Date	Apr 1, 2026
Property Address	5412 OPAL DR, CHEYENNE, WY 82009-5843
Document Number	0000910743
Book / Page	2949 / 1559
Instrument Date	Mar 24, 2026
Instrument	2026910743
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5412 OPAL DR, CHEYENNE, WY 82009-5843

Mortgage

Document Number	0000910743,
Date	Apr 1, 2026
Book Page	2949/1559
Instrument	2026910743

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LARAMIE WY
Recording Date	May 11, 2022
Property Address	5412 OPAL DR, CHEYENNE, WY 82009-5843
Document Number	02787/2086
Book / Page	2787 / 2086
Map Reference	MB 11 PG 74
Instrument Date	May 11, 2022
Instrument	836841
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LARAMIE WY
Recording Date	Feb 28, 2022
Property Address	5412 OPAL DR, CHEYENNE, WY 82009-5843
Document Number	02777/2407
Book / Page	2777 / 2407
Map Reference	MB 11 PG 74
Instrument Date	Feb 22, 2022
Instrument	831682
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 3, 2023
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5412 OPAL DR, CHEYENNE, WY 82009-5843

Mortgage

Document Number	0000831683
Date	Feb 28, 2022
Instrument	831683

Lender

Name	WYOMING BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LARAMIE WY
Recording Date	Mar 29, 2021
Property Address	5412 OPAL DR, CHEYENNE, WY 82009-5843
Document Number	02726/1425
Book / Page	2726 / 1425
Map Reference	MB 11 PG 74
Instrument Date	Mar 18, 2021
Instrument	805609
Transaction Type	Construction Loan
Record Updated	Jul 3, 2023
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6636 CEDAR AVE S # S300, S300, RICHFIELD, MN 55423-2705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 F QUARTER CIRCLE LOOP, CHEYENNE, WY 82007-1856
Investor	Possibly a Property Investor

Mortgage

Document Number	0000805610
Date	Mar 29, 2021
Instrument	805610

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Index	LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 5412 Opal Dr was $3,922, down 24.9% from the year before.

Source: Laramie County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Wyoming
County	Laramie County
Municipality	Cheyenne City
Unified School District	Laramie County School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,573 (+3.54%) Land $6,374 Building $51,199	$833,481 (+6.8%) Land $89,456 Building $744,025
2025	$3,922.00 (-24.91%)	$55,603 Land $6,374 Building $49,229	$780,394 Land $89,456 Building $690,938
2024	$5,223.00 (+0.27%)
2023	$5,209.00 (+817.08%)	$73,675 Land $8,498 Building $65,177	$775,530 Land $89,456 Building $686,074
2022	$568.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5412 Opal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5412 Opal Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 41% of Wyoming
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEYENNE BOARD OF PUBLIC UTILITIES serves 64,165 people · EPA ID WY5600011
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	15 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	200 / 20

May also be available: CenturyLink, Mountain West Technologies.

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