Worcester County property record for 5412 Onley Rd, Girdletree, MD 21829
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 2,102 sqft · built 1940 |
| Lot Size | 13.7 acres (598,514 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $48,000 (Jan 1984) |
| Tax Bill | $1,205 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-002533 |
| Primary APN | 08-002533 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,102 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 598,514 sqft (13.7 acres) |
| Garage Type | Mixed |
| Garage Area | 384 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 002533 |
|---|---|
| Street Address | 5412 ONLEY RD |
| City | GIRDLETREE |
| State | MD |
| Zip | 21829-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 1A 13.74 ACS S/S ONLEY RD REV & REASS LOT 1 & 2 INTO 1A & 2A |
| Legal Lot Number | 1,2,1A |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 2, CENTRAL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 951400 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5412 ONLEY RD, GIRDLETREE, MD 21829-2728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 1984 · Amount on Record |
| Deed Sale | Jan 31, 1984 · Amount on Record |
| Deed Book / Page | 946 / 600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 5412 ONLEY RD, GIRDLETREE, MD 21829-2728 |
| Document Number | 0070330119 |
| Book / Page | 007033 / 000119 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Document Number | 0070330119 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 007033/000119 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LANCASTER, PA 17604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,205.00 (+1.35%) Homeowner's exemption | $158,467 (+27.42%) | $160,800 (+2.23%) Land $39,700 Building $121,100 |
| 2025 | $1,189.00 (+10.5%) Homeowner's exemption | ||
| 2023 | $1,076.00 Homeowner's exemption | $124,367 | $157,300 Land $39,700 Building $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
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