Somerset County property record for 5412 Frances Rd, Crisfield, MD 21817
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,960 sqft · built 1981 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Dec 2020) |
| Tax Bill | $6,271 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 08-157553 |
| Primary APN | 08-157553 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,960 sqft Total Area |
| Utility Area | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 54 sqft |
| Deck Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 157553 |
|---|---|
| Street Address | 5412 FRANCES RD |
| City | CRISFIELD |
| State | MD |
| Zip | 21817-2618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 4.00 AC-PLAT 330/642 FRANCES ROAD CRISFIELD |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 8, LAWSONS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 930500 |
5412 Frances Rd is owned and occupied by two individuals who bought it in December 2020.
Source: Somerset County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5412 FRANCES RD, CRISFIELD, MD 21817-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on File |
| Deed Sale | Dec 8, 2020 · Amount on File |
| Deed Book / Page | 1120 / 131 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5412 Frances Rd was $6,271 with a homeowner's exemption, up 8.8% from the year before.
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,271.00 (+8.76%) Homeowner's exemption | $565,300 | $572,900 Land $194,500 Building $378,400 |
| 2025 | $5,766.00 Homeowner's exemption | ||
| 2023 | $4,909.00 | $441,500 | $561,500 Land $194,500 Building $367,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5412 Frances Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 188 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 188 in force |
| Nearby Flood Claims | 78 (1985–2025) |
| Claims Outside the SFHA | 4 of 78 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5412 Frances Rd is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 93% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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