5412 Elm Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 5412 Elm Ln, Oakley, CA 94561

Property Summary

Property TypeFast Food Restaurant
Details3,001 sqft · built 1997
Lot Size0.64 acres (27,878 sqft)
OwnerCompany Name on File
Last Sale$1,697,000 (Dec 1997)
Tax Bill$22,277 (2025)
Deeds & MortgagesDec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN051-220-039-5

Property Details

APN / Parcel Number

Primary APN051-220-039-5
Alternative APN
  • 051-220-039

Interior

Stories1 Story
Building Area3,001 sqft Gross Area
1st Floor Area3,001 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Lot Area27,878 sqft (0.64 acres)

Location & Zoning

Street Address5412 ELM LN
CityOAKLEY
StateCA
Zip94561
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Legal DescriptionPCL MAP 114 PG 48 POR PCL B
Legal SubdivisionPARCEL MAP MS 53-84
JurisdictionCONTRA COSTA CA
Township / Civil DivisionANTIOCH-PITTSBURG
Census Block Group2
Census Block2041
Census Tract306002

Owner

5412 Elm Ln, a commercial property, is owned by a company that bought it in December 1997.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordCompany Name on File
Mailing Address4749 BENNETT DR, I, LIVERMORE, CA 94551-4858
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 1997 · Amount on File
Deed SaleDec 31, 1997 · Amount on File
Prior SaleJan 22, 1997 · Amount on File
Deed Document Number1997255565
Record UpdatedOct 29, 2026

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCONTRA COSTA CA
Recording DateDec 11, 2017
Property Address5412 ELM LN, OAKLEY, CA 94561
Instrument DateDec 11, 2017
Instrument231808
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4749 BENNETT DR #I LIVERMORE CA 945514858, I, LIVERMORE, CA 94551-4858

Mortgage

Document Number0000231808
DateDec 11, 2017
Instrument231808
Lender
NameBMO HARRIS BK NA
TypeBank
Address7700 IRVINE CENTER DR # 510, IRVINE, CA 92618-3032
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5412 Elm Ln was $22,277.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,286,649 (+2%) Land $390,873 Building $895,776
2025$22,277.00$1,261,421 Land $383,209 Building $878,212
2023$25,447.00 (+0.92%)$1,212,441 Land $368,330 Building $844,111
2022$25,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5412 Elm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5412 Elm Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Elm Ln

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