5412 Cowhide Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 5412 Cowhide Ct, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,888 sqft · built 1989
Lot Size	3.21 acres (140,263 sqft)
Owner	Individual Name on File
Last Sale	$715,000 (Nov 2020)
Tax Bill	$8,197 (2025)
Deeds & Mortgages	Sep 2023 Transfer Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-314-004-000`

Property Details

APN / Parcel Number

Primary APN	`317-314-004-000`
Alternative APNs	`31731404100` `3173140410`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	140,263 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,888 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	5412 COWHIDE CT
City	PLACERVILLE
State	CA
Zip	95667-8723
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	L 151 GREENSTONE COUNTRY#3
Legal Subdivision	GREENSTONE COUNTRY#3
Legal Lot Number	151
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3014
Census Tract	30902

Owner

5412 Cowhide Ct, a rural home, is owned and occupied by an individual who acquired it in September 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5412 COWHIDE CT, PLACERVILLE, CA 95667-8723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Intrafamily Transfer, Transfer
Nov 4, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Nov 4, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Jun 27, 1995 · Amount on File
Deed Document Number	202063091
Last Transfer Date	Sep 25, 2023
Transfer Doc	0000027048
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Sep 26, 2023
Property Address	5412 COWHIDE CT, PLACERVILLE, CA 95667-8723
Document Number	0000027048
Map Reference	MB G PG 45
Instrument Date	Sep 25, 2023
Instrument	2023-0027048
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 COWHIDE CT, PLACERVILLE, CA 95667-8723

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 4, 2020
Property Address	5412 COWHIDE CT, PLACERVILLE, CA 95667-8723
Document Number	0000063090
Instrument Date	Nov 2, 2020
Instrument	63090
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5412 COWHIDE CT PLACERVILLE CA 956678723, PLACERVILLE, CA 95667-8723

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 4, 2020
Property Address	5412 COWHIDE CT, PLACERVILLE, CA 95667-8723
Document Number	0000063091
Map Reference	MB G PG 45
Instrument Date	Oct 22, 2020
Instrument	2020-0063091
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 COWHIDE CT, PLACERVILLE, CA 95667-8723

Mortgage

Document Number	0000063092
Date	Nov 4, 2020
Instrument	2020-0063092

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5412 Cowhide Ct was $8,197 with a homeowner's exemption, up 1.2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$789,415 (+2%) Land $220,814 Building $568,601
2025	$8,197.00 (+1.17%) Homeowner's exemption	$773,937 Land $216,485 Building $557,452
2024	$8,102.00 (+2.08%)
2023	$7,937.00 (+1.55%)	$743,886 Land $208,080 Building $535,806
2022	$7,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5412 Cowhide Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Apr 2006 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5412 Cowhide Ct is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon, Zeta Broadband.

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