5411 Saddle Dr, Needville, TX 77461 Property Records

Fort Bend County property record for 5411 Saddle Dr, Needville, TX 77461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,989 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	2 Owner Names on Record
Tax Bill	$5,818 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R45082`

Property Details

APN / Parcel Number

Primary APN	`R45082`
Alternative APN	`0269-00-000-0370-906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Patio Area	220 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R45082
Street Address	5411 SADDLE DR
City	NEEDVILLE
State	TX
Zip	77461-8859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0269 I AND GN RY, ACRES 2.0
Legal Subdivision	I AND GN RY
Legal Lot Number	20A
Jurisdiction	FORT BEND TX
Township / Civil Division	NEEDVILLE
Census Block Group	1
Census Block	1008
Census Tract	675701

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5411 SADDLE DR, NEEDVILLE, TX 77461-8859
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2005
Deed Sale	Nov 22, 2005
Deed Document Number	2005142490
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	5411 SADDLE DR, NEEDVILLE, TX 77461-8859
Document Number	0000117468
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5411 SADDLE DR NEEDVILLE TX 774618859, NEEDVILLE, TX 77461-8859

Mortgage

Document Number	0000117468
Date	Oct 14, 2019
Instrument	117468

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Needville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,818.00 (-7.58%) Homeowner's exemption	$436,100 (+5.77%) Land $170,000 Building $266,100	$436,100 (+4.71%) Land $170,000 Building $266,100
2024	$6,295.00 (+10.21%) Homeowner's exemption	$412,308 (+1%) Land $169,556 Building $246,924	$416,480 (-0.3%) Land $169,556 Building $246,924
2023	$5,712.00 (-12.61%) Homeowner's exemption	$374,825 Land $113,000 Building $304,714	$417,714 Land $113,000 Building $304,714
2018	$6,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	16 (2015–2019)
Claims Outside the SFHA	14 of 16
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 3 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20