5411 Oxbow Dr, Crozet, VA 22932 Property Records

Albemarle County property record for 5411 Oxbow Dr, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,946 sqft · built 2019
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$591,494 (Mar 2019)
Tax Bill	$7,631 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056M0-00-00-01100`

Property Details

APN / Parcel Number

Primary APN	`056M0-00-00-01100`
Alternative APN	`281728`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,946 sqft Finished Area
Basement Area	1,473 sqft
Unfinished Basement	1,473 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	19,994 sqft (0.459 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	359 sqft
Deck Area	112 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5411 OXBOW DR
City	CROZET
State	VA
Zip	22932-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	CHESTERFIELD LANDING, LOT 11
Legal Subdivision	CHESTERFIELD LANDING
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1013
Census Tract	11102

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5411 OXBOW DR, CROZET, VA 22932-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Mar 27, 2019	Grant Deed, Subdivision Related Transfer FIRST HERITAGE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Deed Document Number	20192695
Deed Book / Page	5148 / 584
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5411 OXBOW DR, CROZET, VA 22932-2704
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005493/693
Date	Mar 8, 2021
Book Page	5493/693
Instrument	2021-00003976

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 27, 2019
Property Address	5411 OXBOW DR, CROZET, VA 22932-2704
Document Number	0000002695
Book / Page	005148 / 000584
Instrument Date	Mar 6, 2019
Instrument	2695
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$591.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5411 OXBOW DR CROZET VA 229322704, CROZET, VA 22932-2704

Mortgage

Document Number	2696
Date	Mar 27, 2019
Book Page	005148/000589
Instrument	2696

Lender

Name	FIRST HERITAGE MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,631.00 (+7.19%)	$853,600 (+8.26%) Land $187,000 Building $666,600	$853,600 (+8.26%) Land $187,000 Building $666,600
2025	$7,119.00 (+5.73%)
2023	$6,733.00	$788,500 Land $170,000 Building $618,500	$788,500 Land $170,000 Building $618,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brightspeed Fiber	940 / 940

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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