5411 Lilac Rd, Reading, MI 49274 Property Records

Hillsdale County property record for 5411 Lilac Rd, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,552 sqft
Lot Size	5.75 acres (250,470 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Mar 2026)
Tax Bill	$813 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-036-200-001-36-7-4`

Property Details

APN / Parcel Number

Primary APN	`10-036-200-001-36-7-4`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,916 sqft
Basement Area	1,552 sqft
Unfinished Basement	1,552 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	250,470 sqft (5.75 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5411 LILAC RD
City	READING
State	MI
Zip	49274-9872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	COM IN NW COR NE1/4 TH E ALG CEN LILAC RD 990 FT TH S 253 FT TH W 990 FT TH N 253 FT TO POB EXC EASEMENT 20 FT WIDE RNG N & S
Legal Range	04W
Legal Township	07S
Legal Section	36
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	5
Census Block	5023
Census Tract	50400

Owner

Source: Hillsdale County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5411 LILAC RD, READING, MI 49274-9872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Sep 19, 2023 · Amount on Record
Deed Document Number	2026621088
Deed Book / Page	1916 / 1
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	5411 LILAC RD, READING, MI 49274-9872
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01813/1147
Date	Dec 3, 2021
Book Page	1813/1147

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Dec 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 3, 2026
Property Address	5411 LILAC RD, READING, MI 49274-9872
Document Number	00001916/1
Book / Page	1916 / 1
Instrument Date	Mar 1, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ELEVATE TITLE AGCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6088 SYLVARENA RD, WESSON, MS 39191-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5411 LILAC RD, READING, MI 49274-9872

Mortgage

Document Number	0000019165
Date	Mar 3, 2026
Instrument	1916/5

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 19, 2023
Property Address	5411 LILAC RD, READING, MI 49274-9872
Document Number	001858/164
Book / Page	1858 / 164
Instrument Date	Sep 15, 2023
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5411 LILAC RD, READING, MI 49274-9872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6088 SYLVARENA RD, WESSON, MS 39191-9767

Mortgage

Document Number	0018580165
Date	Sep 19, 2023
Instrument	1858-0165

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00 (-27.22%)	$81,200 (+17.51%)	$162,076 (+17.52%) Land $26,108 Building $135,968
2023		$69,100	$137,917 Land $21,806 Building $116,111
2021	$1,117.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	40 / 10

May also be available: AT&T, Frontier.

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