54103 Heron Rd, Callahan, FL 32011 Property Records

Nassau County property record for 54103 Heron Rd, Callahan, FL 32011 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,783 sqft · built 2009
Lot Size1.01 acres (44,151 sqft)
Owner2 Owner Names on File
Tax Bill$1,315 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-1N-25-2880-0001-0040

Property Details

APN / Parcel Number

Primary APN10-1N-25-2880-0001-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,783 sqft Heated Area
Gross Area2,245 sqft
1st Floor Area1,783 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,151 sqft (1.01 acres)
PorchOpen Porch
Porch Area161 sqft
Patio Area301 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address54103 HERON RD
CityCALLAHAN
StateFL
Zip32011-7808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK 1 LOT 4 IN OR 1590/1616 NASSAU PLANTATIONS UNR
Legal Range25E
Legal Township01N
Legal Section10
Legal SubdivisionNASSAU PLANTATIONS
Legal Block1
Legal Lot Number4
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2002
Census Tract50505

Owner

Source: Nassau County records · APN 10-1N-25-2880-0001-0040

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address54103 HERON RD, CALLAHAN, FL 32011-7808
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2018Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Jul 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2008
Deed SaleOct 27, 2008
Deed Document Number0015901616
Deed Book / Page1590 / 1616
Record UpdatedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54103 HERON RD, CALLAHAN, FL 32011-7808
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021750996
DateFeb 06, 2018
Book Page2175/0996
Instrument201803863
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address54103 HERON RD, CALLAHAN, FL 32011-7808
Document Number0023760918
Instrument DateJul 06, 2020
Transaction TypeMortgage
Record UpdatedSep 01, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address54103 HERON RD CALLAHAN FL 320117808, CALLAHAN, FL 32011-7808

Mortgage

Document Number0023760918
DateJul 16, 2020
Book Page002376/000918
Instrument45021800
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,315.00 (+1.94%) Homeowner's exemption$126,025 (+2.9%)$256,802 (+8.13%) Land $45,000 Building $211,802
2024$1,290.00 (+2.3%) Homeowner's exemption$122,473 (+3%)$237,502 (+3.89%) Land $35,000 Building $202,502
2023$1,261.00 (+12.39%) Homeowner's exemption$118,906 (+3%)$228,610 (+17.29%) Land $35,000 Building $193,610
2022$1,122.00 Homeowner's exemption$115,443$194,916 Land $35,000 Building $159,916

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890505052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 781 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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