54101 Derek Dr, Milford, MI 48381 Property Records

Oakland County property record for 54101 Derek Dr, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,872 sqft · built 1991
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Nov 2021)
Tax Bill	$7,350 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K-21-02-200-041`

Property Details

APN / Parcel Number

Primary APN	`K-21-02-200-041`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,872 sqft Living Area
1st Floor Area	2,853 sqft
Basement Area	1,941 sqft
Unfinished Basement	1,941 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	54,014 sqft (1.24 acres)
Garage Area	989 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	700 sqft
Porch	Slab
Porch Area	1,100 sqft
Deck Area	368 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	54101 DEREK DR
City	MILFORD
State	MI
Zip	48381-3911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T1N, R7E, SEC 2 PART OF NE 1/4 BEG AT PT DIST S 86-56-05 W 2040.39 FT & S 02-41-35 E 1309 FT & S 86-56-05 W 200 FT FROM NE SEC COR, TH S 86-56-05 W 170 FT, TH S 02-52-20 E 318.99 FT, TH N 87-26-31 E 170 FT, TH N 02-52-20 W 320.47 FT TO BEG 1.24 A 3/1
Legal Range	07E
Legal Township	01N
Legal Section	02
Jurisdiction	OAKLAND MI
Township / Civil Division	LYON
Census Block Group	1
Census Block	1002
Census Tract	138600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54101 DEREK DR, MILFORD, MI 48381-3911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Nov 28, 2016 · Amount on Record
Deed Document Number	2021251341
Deed Book / Page	57042 / 354
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 1, 2021
Property Address	54101 DEREK DR, MILFORD, MI 48381-3911
Document Number	0000251341
Book / Page	57042 / 354
Instrument Date	Oct 20, 2021
Instrument	251341
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54101 DEREK DR, 54101, MILFORD, MI 48381-3911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54101 DEREK DR, MILFORD, MI 48381-3911

Mortgage

Document Number	0000252053
Date	Nov 2, 2021
Book Page	57046/703
Instrument	252053

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Lyon Charter Township
Unified School District	South Lyon Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,350.00 (-29.09%) Homeowner's exemption	$415,380 (+22.53%)	$830,760 (+22.53%)
2024	$10,365.00 (+37.19%)
2023		$339,010	$678,020
2021	$7,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20