541 Willow Valley Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 541 Willow Valley Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,250 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$1,012,500 (Mar 2026)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T062500236`

Property Details

APN / Parcel Number

Primary APN	`T062500236`
Alternative APN	`2-0119-9891-00-0082.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,250 sqft Living Area
Gross Area	5,626 sqft
1st Floor Area	1,882 sqft
Basement Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062500236
Street Address	541 WILLOW VALLEY DR
City	O FALLON
State	MO
Zip	63366-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING WOODS #4 LOT 82
Legal Subdivision	WHISPERING WOODS #4
Legal Lot Number	82
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1002
Census Tract	311734

Owner

541 Willow Valley Dr is owned by a company that bought it in March 2026.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	541 WILLOW VALLEY DR, O FALLON, MO 63366-3233
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer · Commercial Mortgage RE INVESTMENT LOANS LLC
May 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRANSPORTATION FCU
May 13, 2019	Deed of Trust, Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	202612297
Prior Transfer Date	Mar 11, 2026
Prior Transfer Doc	0000012297
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 18, 2026
Property Address	541 WILLOW VALLEY DR, O FALLON, MO 63366-3233
Document Number	0000012297
Map Reference	MB 42 PG 224
Instrument Date	Mar 11, 2026
Instrument	2026R-012297
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 WILLOW VALLEY DR, O FALLON, MO 63366-3233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 WILLOW VALLEY DR, WENTZVILLE, MO 63385

Mortgage

Document Number	0000012298
Date	Mar 18, 2026
Instrument	2026R-012298

Lender

Name	RE INVESTMENT LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	541 WILLOW VALLEY DR, O FALLON, MO 63366-3233
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070762178
Date	May 20, 2019
Book Page	7076/2178
Instrument	20190520000241670

Lender

Name	TRANSPORTATION FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 16, 2039

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	541 WILLOW VALLEY DR, O FALLON, MO 63366-3233
Document Number	0070761567
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 WILLOW VALLEY DR O FALLON MO 633663233, O FALLON, MO 63366-3233

Mortgage

Document Number	0070761567
Date	May 20, 2019
Book Page	007076/001567
Instrument	240490

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 541 Willow Valley Dr was $5,175, up 6.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,757 (-)	$425,038 (-) Land $80,000 Building $345,038
2025	$5,175.00 (+6.79%)	$80,757	$425,038 Land $80,000 Building $345,038
2024	$4,846.00
2023		$73,403
2022			$386,333 Land $50,000 Building $336,333

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 541 Willow Valley Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1986–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 6 claims Severe Storms, Flooding, And A Tornado, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Willow Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband, T-Mobile, Verizon, Wisper ISP.

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