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541 Whitlock St, Mascotte, FL 34753 Property Records

Lake County property record for 541 Whitlock St, Mascotte, FL 34753

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,286 sqft · built 1984
Lot Size0.317 acres (13,835 sqft)
Owner2 Owner Names on File
Last Sale$250,000 (Nov 2005)
Tax Bill$2,340 (2024)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-22-24-0200-010-00903

Property Details

APN / Parcel Number

Primary APN14-22-24-0200-010-00903
Alternative APN
  • 1658349

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,286 sqft Living Area
1st Floor Area2,286 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2021
Exterior MaterialAsbestos
Construction TypeSteel Frame
Foundation TypeBlock
Roof MaterialShingle
Lot Area13,835 sqft (0.317 acres)
Lot Dimensions87 ft deep x 100 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Patio Area400 sqft
Utility Building1,323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1658349
Street Address541 WHITLOCK ST
CityMASCOTTE
StateFL
Zip34753-8849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMASCOTTE MIDWAY LOT 9 BLK 10--LESS E'LY 75 FT OF S'LY 120 FT & LESS E'LY 80 FT OF N'LY 87 FT OF S'LY 213 FT-- PB 11 PGS 57-58
Legal Range24E
Legal Township22S
Legal Section14
Legal SubdivisionMIDWAY
Legal Tract200
Legal Block10
Legal Lot Number9
JurisdictionLAKE FL
Township / Civil DivisionGROVELAND-MASCOTTE
Census Block Group1
Census Block1037
Census Tract31205

Owner

The current owner of 541 Whitlock St acquired it in September 2008.

Source: Lake County records, as of December 15, 2025

Owner of Record2 Owner Names on File
Mailing Address541 WHITLOCK ST, MASCOTTE, FL 34753-8849
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2005 · Amount on File
Deed SaleNov 14, 2005 · Amount on File
Deed Document Number0030050104
Last Transfer DateSep 7, 2008
Transfer Doc0036761267
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address541 WHITLOCK ST, MASCOTTE, FL 34753-8849
Document Number0054121359
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address541 WHITLOCK ST MASCOTTE FL 347538849, MASCOTTE, FL 34753-8849

Mortgage

Document Number0054121359
DateJan 28, 2020
Book Page005412/001359
Instrument11056
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 27, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityMascotte City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$136,960 Land $57,500 Building $79,460$214,068 Land $57,500 Building $156,568
2024$2,340.00 (+11.69%)
2023$2,095.00 (+0.87%) Homeowner's exemption Disabled Person's exemption$129,230 (+3%)$208,812 (+13.29%) Land $57,500 Building $151,312
2022$2,077.00 Homeowner's exemption Disabled Person's exemption$125,470$184,312 Land $33,000 Building $151,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Whitlock St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2004–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Whitlock St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASCOTTE WATER DEPARTMENT
serves 12,355 people · EPA ID FL3350812
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: AT&T, Verizon.

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