541 Wheatsheaf Rd, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 541 Wheatsheaf Rd, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	1,443 sqft · built 1931
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2015)
Tax Bill	$10,565 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14-05603-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`14-05603-0000-00025`
Alternative APNs	`140560300025` `5309`

Interior

Stories	2 Stories
Building Area	1,443 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	7,318 sqft (0.168 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	5309
Street Address	541 WHEATSHEAF RD
City	ROSELLE
State	NJ
Zip	07203-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS: DEED 261532.
Legal Block	5603
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	2
Census Block	2008
Census Tract	34200

Owner

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	541 WHEATSHEAF RD, ROSELLE, NJ 07203-1854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage XCEL FCU
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 7, 2019	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2015 · Amount on Record
Deed Sale	May 26, 2015 · Amount on Record
Prior Sale	Jul 2, 2014 · Amount on Record
Deed Book / Page	6059 / 570
Prior Transfer Date	Mar 5, 2012
Prior Transfer Doc	0059090487
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	541 WHEATSHEAF RD, ROSELLE, NJ 07203-1854
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153362599
Date	Feb 23, 2023
Book Page	15336/2599
Instrument	49183

Lender

Name	XCEL FCU
Type	Credit Union
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2038

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	541 WHEATSHEAF RD, ROSELLE, NJ 07203-1854
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150580055
Date	Sep 16, 2021
Book Page	15058/55
Instrument	21019

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	541 WHEATSHEAF RD, ROSELLE, NJ 07203-1854
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	RESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146032245
Date	Oct 7, 2019
Book Page	14603/2245
Instrument	679652

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,500 (-) Land $62,300 Building $53,200	$115,500 (-) Land $62,300 Building $53,200
2025	$10,565.00 (+5.2%)	$115,500 (-) Land $62,300 Building $53,200	$115,500 (-) Land $62,300 Building $53,200
2024	$10,043.00 (+1.87%)
2023		$115,500 Land $62,300 Building $53,200	$115,500 Land $62,300 Building $53,200
2022	$9,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	111 (1982–2025)
Claims Outside the SFHA	17 of 111
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 24 claims Hurricane Irene, Aug 2011 · 25 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on Wheatsheaf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures