Monroe County property record for 541 W Ladd Ave, Bloomington, IN 47403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1987 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Apr 2026) |
| Tax Bill | $1,356 (2025) |
| Deeds & Mortgages | Sep 2005 Mortgage Aug 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-17410-08 |
| Primary APN | 014-17410-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 014-17410-08 |
|---|---|
| Street Address | 541 W LADD AVE |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47403-4399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB HILLS PH 1 LOT 8 |
| Legal Subdivision | COUNTRY CLUB HILLS |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1102 |
541 W Ladd Ave is owned and occupied by an individual who bought it in April 2026.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 541 W LADD AVE, BLOOMINGTON, IN 47403-4399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2005 | Deed of Trust, Mortgage · ARM WELLS FARGO FINANCIAL INDIANA INC |
| Aug 20, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST |
| Aug 11, 2010 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 24, 2026 | Deed, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE, INC |
| Jun 21, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | Jun 21, 2021 · Amount on File |
| Deed Document Number | 202655785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 541 W LADD AVE, BLOOMINGTON, IN 47403-4399 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005018993 |
|---|---|
| Date | Sep 19, 2005 |
| Instrument | 2005018993 |
| Name | WELLS FARGO FINANCIAL INDIANA INC |
|---|---|
| Address | BLOOMINGTON, IN 47401 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Jul 18, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 6 Months |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 541 W LADD AVE, BLOOMINGTON, IN 47403-4399 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025009395 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 2025009395 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 123 N JEFFERSON ST, CONVERSE, IN 46919 |
| Type | Line of Credit |
|---|---|
| Term | 181 Months |
| Due | Sep 23, 2040 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 541 W LADD AVE, BLOOMINGTON, IN 47403-4399 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2010011648 |
|---|---|
| Date | Aug 11, 2010 |
| Instrument | 2010011648 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Apr 24, 2026 |
| Property Address | 541 W LADD AVE, BLOOMINGTON, IN 47403-4399 |
| Document Number | 0000055785 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202655785 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | TRADEMARK TITLE INC, TRADEMARK TITLE, INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 W LADD AVE, BLOOMINGTON, IN 47403-4399 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jun 21, 2021 |
| Property Address | 541 W LADD AVE, BLOOMINGTON, IN 47403-4399 |
| Document Number | 2021011740 |
| Map Reference | DD 330 PG 64&65 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021011740 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 541 W LADD AVE, BLOOMINGTON, IN 47403-4399 |
The 2025 property tax bill for 541 W Ladd Ave was $1,356, down 9.2% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,356.00 (-9.24%) | $207,000 Land $45,900 Building $161,100 | $207,000 Land $45,900 Building $161,100 |
| 2024 | $1,494.00 | ||
| 2023 | $208,600 (+6.21%) Land $45,900 Building $162,700 | $208,600 (+6.21%) Land $45,900 Building $162,700 | |
| 2022 | $1,392.00 | $196,400 Land $45,900 Building $150,500 | $196,400 Land $45,900 Building $150,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 541 W Ladd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 541 W Ladd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures