541 Upper Neck Rd, Elmer, NJ 08318 Property Records

Salem County and Pittsgrove Township property record for 541 Upper Neck Rd, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	3,350 sqft · built 1998
Lot Size	5.38 acres (234,353 sqft)
Owner	2 Individual Names on File
Last Sale	$386,000 (Jul 2020)
Tax Bill	$13,237 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-00602-0000-00016-05`

Property Details

APN / Parcel Number

Primary APN	`11-00602-0000-00016-05`
Alternative APN	`11006020000000160005`

Interior

Stories	1 Story
Building Area	3,350 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	234,353 sqft
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	541 UPPER NECK RD
City	ELMER
State	NJ
Zip	08318-4636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PITTSGROVE TOWNSHIP
Legal Block	602
Legal Lot Number	16.5
Jurisdiction	SALEM NJ
Township / Civil Division	PITTSGROVE
Census Block Group	1
Census Block	1018
Census Tract	21102

Owner

541 Upper Neck Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Salem County and Pittsgrove Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	541 UPPER NECK RD, ELMER, NJ 08318-4636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Grant Deed, Transfer · Conventional with PMI AMERICAN NEIGHBORHOOD MTG ACCE
May 23, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Deed Document Number	20205194
Deed Book / Page	4556 / 1903
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALEM NJ
Recording Date	Jul 15, 2020
Property Address	541 UPPER NECK RD, ELMER, NJ 08318-4636
Document Number	0045561903
Book / Page	004556 / 001903
Instrument Date	Jul 15, 2020
Instrument	5194
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	RELIANT LAND SERVICES LLC, RELIANT LAND SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	541 UPPER NECK RD ELMER NJ 083184636, ELMER, NJ 08318-4636

Mortgage

Document Number	45561907
Date	Jul 15, 2020
Book Page	004556/001907
Instrument	5195

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCE
Address	700 E GATE DR # 400, MOUNT LAUREL, NJ 08054-3807

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	541 UPPER NECK RD, ELMER, NJ 08318-4636
Document Number	0044340717
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 UPPER NECK RD PITTSGROVE NJ 083184636, PITTSGROVE, NJ 08318-4636

Mortgage

Document Number	0044340717
Date	Jun 20, 2018
Book Page	004434/000717
Instrument	130286

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 541 Upper Neck Rd was $13,237, up 0.8% from the year before.

Source: Salem County and Pittsgrove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Pittsgrove Township
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,500 (-) Land $60,200 Building $250,300	$310,500 (-) Land $60,200 Building $250,300
2025	$13,237.00 (+0.81%)	$310,500 Land $60,200 Building $250,300	$310,500 Land $60,200 Building $250,300
2024	$13,131.00
2023		$310,500 Land $60,200 Building $250,300	$310,500 Land $60,200 Building $250,300
2022	$12,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Upper Neck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Upper Neck Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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