541 Thomas St, Sparta, TN 38583 Property Records

White County property record for 541 Thomas St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,584 sqft · built 1969
Lot Size	0.372 acres (16,200 sqft)
Owner	Individual Name on File
Tax Bill	$813 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`093080K A 01600`

Property Details

APN / Parcel Number

Primary APN	`093080K A 01600`
Alternative APN	`080K A 01600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,200 sqft (0.372 acres)
Lot Dimensions	162 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	541 THOMAS ST
City	SPARTA
State	TN
Zip	38583-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 3; SUBDIVISION: THOMAS VIEW S/D; LOT: 16
Legal Subdivision	THOMAS VIEW S/D
Legal Lot Number	16
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2036
Census Tract	935500

Owner

541 Thomas St is owned and occupied by an individual who acquired it in February 2024.

Source: White County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	541 THOMAS ST, SPARTA, TN 38583-4924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 2, 2021	Intrafamily Transfer, Transfer
Apr 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 1984
Deed Sale	Nov 19, 1984
Deed Book / Page	186 / 677
Last Transfer Date	Feb 13, 2024
Transfer Doc	0000000545
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	541 THOMAS ST, SPARTA, TN 38583-4924
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 THOMAS ST, SPARTA, TN 38583-4924

Mortgage

Document Number	0RB546/929
Date	Feb 15, 2024
Book Page	RB546/929
Instrument	24000547

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Sep 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	541 THOMAS ST, SPARTA, TN 38583-4924
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB517/186
Date	Sep 14, 2022
Book Page	RB517/186
Instrument	22004259

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	541 THOMAS ST, SPARTA, TN 38583-4924
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB499/734
Date	Jan 11, 2022
Book Page	RB499/734
Instrument	22000168

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Dec 2, 2021
Property Address	541 THOMAS ST, SPARTA, TN 38583-4924
Document Number	0RB497/227
Book / Page	RB497 / 227
Map Reference	MB 1 PG 68
Instrument Date	Dec 2, 2021
Instrument	21005774
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 THOMAS ST, SPARTA, TN 38583-4924

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Apr 24, 2018
Property Address	541 THOMAS ST, SPARTA, TN 38583-4924
Document Number	0000001334
Book / Page	000414 / 000263
Instrument Date	Apr 24, 2018
Instrument	1334
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	541 THOMAS ST SPARTA TN 385834924, SPARTA, TN 38583-4924

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Apr 16, 2018
Property Address	541 THOMAS ST, SPARTA, TN 38583-4924
Document Number	0000001244
Book / Page	000413 / 000790
Instrument Date	Apr 16, 2018
Instrument	1244
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	541 THOMAS ST SPARTA TN 385834924, SPARTA, TN 38583-4924

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	541 THOMAS ST, SPARTA, TN 38583-4924
Document Number	0000003175
Book / Page	000403 / 000553
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 THOMAS ST SPARTA TN 385834924, SPARTA, TN 38583-4924

Mortgage

Document Number	0000003175
Date	Sep 21, 2017
Book Page	000403/000553
Instrument	3175

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 20, 2042

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Jul 24, 2017
Property Address	541 THOMAS ST, SPARTA, TN 38583-4924
Document Number	0000002451
Book / Page	000400 / 000398
Instrument Date	Jul 24, 2017
Instrument	2451
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 THOMAS ST SPARTA TN 385834924, SPARTA, TN 38583-4924

Tax Assessment & Valuation

The 2025 property tax bill for 541 Thomas St was $813.

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00	$57,650 Land $5,000 Building $52,650	$230,600 Land $20,000 Building $210,600
2023		$28,875 Land $2,500 Building $26,375
2021	$592.00
2020			$115,500 Land $10,000 Building $105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 541 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Thomas St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUEBECK WALLING U.D. serves 5,588 people · EPA ID TN0000569
Water Source	Purchased surface water from SPARTA WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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