541 Sunset Ave, Umatilla, FL 32784 Property Records

Lake County property record for 541 Sunset Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,428 sqft · built 1987
Lot Size	0.316 acres (13,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Aug 2024)
Tax Bill	$5,243 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-18-26-0700-000-07100`

Property Details

APN / Parcel Number

Primary APN	`12-18-26-0700-000-07100`
Alternative APNs	`261812070000007100` `1500923`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,769 sqft (0.316 acres)
Lot Dimensions	115 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1500923
Street Address	541 SUNSET AVE
City	UMATILLA
State	FL
Zip	32784-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	UMATILLA OSCEOLA PARK LOTS 71 72 PB 8 PG 46 ORB 6386 PG 46
Legal Range	26E
Legal Township	18S
Legal Section	12
Legal Subdivision	UMATILLA OSCEOLA PARK
Legal Tract	0700
Legal Lot Number	71
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1029
Census Tract	30110

Owner

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 FAIRWAY DR, EUSTIS, FL 32726-6802
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Jan 28, 2010 · Amount on Record
Deed Document Number	202498617
Deed Book / Page	6386 / 46
Prior Transfer Date	Aug 16, 2005
Prior Transfer Doc	0029542054
Record Updated	Sep 20, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	541 SUNSET AVE, UMATILLA, FL 32784-8144
Document Number	0051780760
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6750 N ANDREWS AVE #200 FORT LAUDERDALE FL 333092180, 200, FORT LAUDERDALE, FL 33309-2180

Mortgage

Document Number	0051780760
Date	Oct 2, 2018
Book Page	005178/000760
Instrument	115617

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,911 (-10.54%) Land $65,625 Building $157,286	$222,911 (-10.54%) Land $65,625 Building $157,286
2025	$5,243.00 (+300.23%)	$249,161 (+164.11%) Land $91,875 Building $157,286	$249,161 (+20.42%) Land $91,875 Building $157,286
2024	$1,310.00 (+4.88%)
2023	$1,249.00 (+9.08%) Homeowner's exemption	$94,340 (+2.99%)	$206,904 (+16.82%) Land $55,125 Building $151,779
2022	$1,145.00 Homeowner's exemption	$91,600	$177,117 Land $40,425 Building $136,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20