Lee County property record for 541 Sterling Rd, Harmon, IL 61042
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,568 sqft · built 1928 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,950 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-13-13-300-003 |
| Primary APN | 10-13-13-300-003 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 108,900 sqft (2.5 acres) |
| Account Number | 93477 |
|---|---|
| Street Address | 541 STERLING RD |
| City | HARMON |
| State | IL |
| Zip | 61042-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT/LOT:13 TWP:20 RNG/BLK:8 PT SWQ SEC 13 BK 9712-1218 CONTRACT |
| Legal Range | 08 |
| Legal Township | 20 |
| Legal Section | 13 |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | LEE IL |
| Township / Civil Division | HARMON |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 700 |
541 Sterling Rd is owned and occupied by an individual.
Source: Lee County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 541 STERLING RD, HARMON, IL 61042-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE IL |
| Property Address | 541 STERLING RD, HARMON, IL 61042-9761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201904348 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 201904348 |
| Name | SAUK VALLEY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Oct 24, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 541 Sterling Rd was $2,950 with exemptions applied.
Source: Lee County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lee County |
| County Subdivision | Harmon Township |
| Unified School District | Amboy Community Unit School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,950.00 | $53,528 Land $8,734 Building $44,794 | $160,584 Land $26,202 Building $134,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 541 Sterling Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 541 Sterling Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures