El Dorado County property record for 541 Starling Ln, Pilot Hill, CA 95664
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,352 sqft · built 1973 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $340,000 (Apr 2002) |
| Tax Bill | $5,419 (2025) |
| Deeds & Mortgages | Dec 2017 Reverse Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-110-019-000 |
| Primary APN | 104-110-019-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Lot Area | 218,236 sqft |
| Terrain | Wooded |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,352 sqft |
| Water Source | Well |
|---|
| Street Address | 541 STARLING LN |
|---|---|
| City | PILOT HILL |
| State | CA |
| Zip | 95664-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE |
| Legal Description | PM 4/16/1 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30601 |
541 Starling Ln, a rural home, is owner-occupied and held in a trust since May 2005.
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 95, COOL, CA 95614-0095 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 12, 2017 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Nov 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2002 · Amount on File |
| Deed Sale | Apr 2, 2002 · Amount on File |
| Prior Sale | Sep 20, 2001 · Amount on File |
| Deed Document Number | 200223729 |
| Last Transfer Date | May 2, 2005 |
| Transfer Doc | 0000035976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 541 STARLING LN, PILOT HILL, CA 95664-9671 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Name | Verified Name |
|---|
| Document Number | 0000056196 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 2017-0056196 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
| Type Change Date | Dec 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 541 STARLING LN, PILOT HILL, CA 95664-9671 |
| Document Number | 0000056197 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 541 STARLING LN PILOT HILL CA 956649671, PILOT HILL, CA 95664-9671 |
| Document Number | 0000056197 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 56197 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
The 2025 property tax bill for 541 Starling Ln was $5,419 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $512,296 (+2%) Land $135,597 Building $376,699 | |
| 2025 | $5,419.00 Homeowner's exemption | $502,252 Land $132,939 Building $369,313 |
| 2023 | $5,027.00 (+1.54%) Homeowner's exemption | $482,751 Land $127,778 Building $354,973 |
| 2022 | $4,951.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 541 Starling Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 541 Starling Ln is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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