541 Smith St, York, PA 17404 Property Records

York County property record for 541 Smith St, York, PA 17404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,424 sqft · built 1900
Lot Size	0.069 acres (3,006 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (Nov 2019)
Tax Bill	$1,973 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`13-448-03-0055.00-00000`

Property Details

APN / Parcel Number

Primary APN	`13-448-03-0055.00-00000`
Alternative APNs	`1344080300550000000` `130030200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
1st Floor Area	800 sqft
Basement Area	176 sqft
Unfinished Basement	176 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Lot Area	3,006 sqft (0.069 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	541 SMITH ST
City	YORK
State	PA
Zip	17404-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1007
Census Tract	1500

Owner

Source: York County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	218 CARLISLE ST, HANOVER, PA 17331-2409
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage NYMEO FCU
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit CIVIC FINANCIAL SERVICES LLC
Oct 13, 2021	Deed, Transfer · Line of Credit CANDICE M CLARK
Nov 27, 2019	Grant Deed, Transfer · Conventional Mortgage CAROL J BOOGHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Dec 19, 1994 · Amount on Record
Deed Document Number	201953614
Deed Book / Page	2547 / 5964
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	541 SMITH ST, YORK, PA 17404-2733
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048557
Date	Dec 14, 2023
Book Page	2809/169
Instrument	2023048557

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	541 SMITH ST, YORK, PA 17404-2733
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003966
Date	Jan 20, 2022
Book Page	2706/6829
Instrument	2022003966

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Line of Credit

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Oct 13, 2021
Property Address	541 SMITH ST, YORK, PA 17404-2733
Document Number	0000063936
Book / Page	2685 / 6545
Instrument Date	Oct 11, 2021
Instrument	2021063936
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CARLISLE ST, HANOVER, PA 17331-2409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063937
Date	Oct 13, 2021
Book Page	2685/6558
Instrument	2021063937

Lender

Name	CANDICE M CLARK
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Nov 27, 2019
Property Address	541 SMITH ST, YORK, PA 17404-2733
Document Number	0000053614
Book / Page	002547 / 005964
Instrument Date	Nov 1, 2019
Instrument	53614
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	ANCHOR ABSTRACT, ANCHOR ABSTRACTING CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	475 MADISON AVE YORK PA 174042847, YORK, PA 17404-2847
Investor	Possibly a Property Investor

Mortgage

Document Number	53615
Date	Nov 27, 2019
Book Page	002547/005973
Instrument	53615

Lender

Name	CAROL J BOOGHER
Address	1180 GREEN SPRINGS RD, YORK, PA 17406-8482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	53616,
Date	Nov 27, 2019
Book Page	002547/005982
Instrument	53616

Lender

Name	CAROL J BOOGHER
Address	1180 GREEN SPRINGS RD, YORK, PA 17406-8482

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,973.00 (+3.41%)	$30,740 (-) Land $7,140 Building $23,600
2024	$1,908.00	$30,740 Land $7,140 Building $23,600
2006			$30,740 Land $7,140 Building $23,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1978–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: AT&T, T-Mobile.

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