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541 Seacliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 541 Seacliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,400 sqft · built 1954
Lot Size0.155 acres (6,752 sqft)
Owner2 Company Names on File
Last Sale$2,300,000 (Aug 2024)
Tax Bill$6,955 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jul 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-173-01

Property Details

APN / Parcel Number

Primary APN038-173-01
Alternative APN
  • 038-173-01-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,400 sqft Living Area
Gross Area1,774 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialOther
Lot Area6,752 sqft (0.155 acres)
View / LotOcean
Garage TypeAttached
Garage Area374 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address541 SEACLIFF DR
CityAPTOS
StateCA
Zip95003-3553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSCACLIFF PARK 03
Legal Lot Number14
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1019
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-173-01

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address541 SEACLIFF DR, APTOS, CA 95003-3553
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
Jul 23, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Jul 23, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Prior SaleNov 03, 2011 · Amount on Record
Deed Document Number202416185
Prior Transfer DateJul 26, 2024
Prior Transfer Doc0000014712
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateApr 28, 2026
Property Address541 SEACLIFF DR, APTOS, CA 95003-3553
Document Number0000009339
Instrument DateApr 17, 2026
Instrument20269339
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address541 SEACLIFF DR, APTOS, CA 95003-3553

Mortgage

Document Number0000009339,
DateApr 28, 2026
Instrument20269339
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueMay 03, 2066
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 23, 2020
Property Address541 SEACLIFF DR, APTOS, CA 95003-3553
Document Number0000027379
Instrument DateJul 17, 2020
Instrument27379
Transaction TypeTransfer
Record UpdatedAug 04, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address541 SEACLIFF DR APTOS CA 950033553, APTOS, CA 95003-3553

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 23, 2020
Property Address541 SEACLIFF DR, APTOS, CA 95003-3553
Document Number0000027298
Map ReferenceMB 18 PG 59
Instrument DateJul 17, 2020
Instrument2020-0027298
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 SEACLIFF DR, APTOS, CA 95003-3553

Mortgage

Document Number0000027299
DateJul 23, 2020
Instrument2020-0027299
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$489,523 (+2%) Land $391,618 Building $97,905
2025$6,955.00 (-42.83%)$479,924 (-51.28%) Land $383,939 Building $95,985
2024$12,166.00 (+2.07%)
2023$11,919.00 (+2.19%) Homeowner's exemption$985,143 Land $677,286 Building $307,857
2022$11,664.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Surfnet Communications, Verizon, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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