St. Johns County property record for 541 Saddlestone Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,730 sqft · built 2010 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | Company Name on File |
| Last Sale | $300,000 (Dec 2010) |
| Tax Bill | $7,297 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009631-6027 |
| Primary APN | 009631-6027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,730 sqft Living Area |
| Gross Area | 3,349 sqft |
| 1st Floor Area | 2,730 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 619 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 322 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 541 SADDLESTONE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/70-81 DURBIN CROSSING NORTH PHASE 1 UNIT 2 BLOCK F LOT 27 OR3557/1688 & 4938/1272 & 5000/38 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 1 UNIT 2 |
| Legal Phase | 1 |
| Legal Block | F |
| Legal Lot Number | 27 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20808 |
Source: St. Johns County records · APN 009631-6027
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 541 SADDLESTONE DR, SAINT JOHNS, FL 32259-8205 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 16, 2020 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Jul 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 07, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2010 · Amount on Record |
| Deed Sale | Dec 20, 2010 · Amount on Record |
| Prior Sale | Feb 18, 2010 · Amount on Record |
| Deed Document Number | 201062486 |
| Deed Book / Page | 3388 / 1517 |
| Last Transfer Date | Jul 22, 2020 |
| Transfer Doc | 0050000038 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 541 SADDLESTONE DR, SAINT JOHNS, FL 32259-8205 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049650648 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 4965/648 |
| Instrument | 2020046787 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 27, 2020 |
| Property Address | 541 SADDLESTONE DR, SAINT JOHNS, FL 32259-8205 |
| Document Number | 0050000038 |
| Book / Page | 005000 / 000038 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 60866 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 541 SADDLESTONE DR ST JOHNS FL 322598205, ST JOHNS, FL 32259-8205 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 07, 2020 |
| Property Address | 541 SADDLESTONE DR, SAINT JOHNS, FL 32259-8205 |
| Document Number | 0049381272 |
| Book / Page | 004938 / 001272 |
| Instrument Date | Dec 15, 2009 |
| Instrument | 35413 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 541 SADDLESTONE DR ST JOHNS FL 322598205, ST JOHNS, FL 32259-8205 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,650 (+2.7%) | $485,603 (-4.87%) Land $135,000 Building $350,603 | |
| 2025 | $7,297.00 (+8.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $295,667 (+5.99%) | $510,461 (-5.76%) Land $160,000 Building $350,461 |
| 2024 | $6,713.00 (+1.82%) | ||
| 2023 | $6,593.00 (+4.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $278,965 (+3%) | $541,661 (+3.44%) Land $134,000 Building $407,661 |
| 2022 | $6,307.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $270,840 | $523,643 Land $128,800 Building $394,843 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 76 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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