541 S 46th St, Springfield, OR 97478 Property Records

Lane County property record for 541 S 46th St, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,123 sqft · built 1976
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Apr 2026)
Tax Bill	$2,896 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-02-32-43-07702-000`

Property Details

APN / Parcel Number

Primary APN	`17-02-32-43-07702-000`
Alternative APNs	`1702324307702` `1165354`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,123 sqft Living Area
Gross Area	1,603 sqft
1st Floor Area	1,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Account Number	1165354
Street Address	541 S 46TH ST
City	SPRINGFIELD
State	OR
Zip	97478-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	TL 07702
Legal Range	02
Legal Township	17
Legal Section	32
Legal Subdivision	E M HINSHAW PLAT
Legal Lot Number	7702
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1002
Census Tract	1904

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	541 S 46TH ST, SPRINGFIELD, OR 97478-6621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 11, 2018	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	202611687
Prior Transfer Date	Oct 3, 2012
Prior Transfer Doc	0000058166
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 14, 2026
Property Address	541 S 46TH ST, SPRINGFIELD, OR 97478-6621
Document Number	0000011687
Instrument Date	Apr 13, 2026
Instrument	2026.11687
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 S 46TH ST, SPRINGFIELD, OR 97478-6621

Mortgage

Document Number	0000011688,
Date	Apr 14, 2026
Instrument	2026..11688

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	541 S 46TH ST, SPRINGFIELD, OR 97478-6621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021714
Date	May 11, 2018
Instrument	2018-021714

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	541 S 46TH ST, SPRINGFIELD, OR 97478-6621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057027
Date	Dec 12, 2018
Instrument	2018-057027

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	541 S 46TH ST, SPRINGFIELD, OR 97478-6621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043743
Date	Oct 1, 2019
Instrument	2019-043743

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 29, 2020
Property Address	541 S 46TH ST, SPRINGFIELD, OR 97478-6621
Document Number	0000076721
Instrument Date	Dec 28, 2020
Instrument	2020-076721
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83650 N PACIFIC HWY APT 3, 3, CRESWELL, OR 97426-9758

Mortgage

Document Number	0000076722
Date	Dec 29, 2020
Instrument	2020-076722

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,896.00 (+6.16%)	$157,932 (+6.09%)	$370,171 (+1.02%) Land $89,202 Building $280,969
2023	$2,728.00 (+3.41%)	$148,867 (+3%)	$366,438 (+10.55%) Land $69,160 Building $297,278
2022	$2,638.00	$144,532	$331,482 Land $69,160 Building $262,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon, Ziply Fiber.

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