541 S 10th St, Reading, PA 19602 Property Records

Berks County property record for 541 S 10th St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2022)
Tax Bill	$637 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`5316-37-07-6434`

Property Details

APN / Parcel Number

Primary APN	`5316-37-07-6434`
Alternative APNs	`10-5316-37-07-6434` `10159950` `159950`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10159950
Street Address	541 S 10TH ST
City	READING
State	PA
Zip	19602-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	07
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3014
Census Tract	2100

Owner

541 S 10th St is owned by an individual who bought it in October 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	330 N 2ND ST, READING, PA 19601-2904
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 1, 2021	Deed, Transfer CONESTOGA TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	202241320
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 19, 2022
Property Address	541 S 10TH ST, READING, PA 19602-2517
Document Number	0000041320
Instrument Date	Oct 5, 2022
Instrument	2022041320
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 N 2ND ST, READING, PA 19601-2904

Mortgage

Document Number	0000041321
Date	Oct 19, 2022
Instrument	2022041321

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000041322
Date	Oct 19, 2022
Instrument	2022041322

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 1, 2021
Property Address	541 S 10TH ST, READING, PA 19602-2517
Document Number	0000008718
Instrument Date	Feb 26, 2021
Instrument	2021008718
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 47TH ST # 1, 1, BROOKLYN, NY 11220-2335

Tax Assessment & Valuation

The 2026 property tax bill for 541 S 10th St was $637.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$637.00	$22,600 Land $6,600 Building $16,000	$6,600 Land $6,600
2024	$598.00	$22,600 Land $6,600 Building $16,000
1994			$22,600 Land $6,600 Building $16,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 541 S 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 S 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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