541 Ruby River Dr, Sheridan, MT 59749 Property Records

Madison County property record for 541 Ruby River Dr, Sheridan, MT 59749 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 1,527 sqft · built 1979
Lot Size	4.17 acres (181,645 sqft)
Owner	Individual Name on File
Last Sale	$489,440 (May 2022)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Aug 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R255120`

Property Details

APN / Parcel Number

Primary APN	`R255120`
Alternative APNs	`25-0506-15-4-01-01-0000` `0008012200`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,527 sqft Living Area
1st Floor Area	1,527 sqft
Basement Area	1,246 sqft
Finished Basement	1,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	181,645 sqft (4.17 acres)
Terrain	Rolling
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	179 sqft
Deck Area	116 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0008012200
Street Address	541 RUBY RIVER DR
City	SHERIDAN
State	MT
Zip	59749-9518
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S15, T05 S, R05 W, C.O.S. 7/509, SUB TRACT IN SE4 FRACTION B
Legal Range	05W
Legal Township	05S
Legal Section	15
Jurisdiction	MADISON MT
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1087
Census Tract	300

Owner

Source: Madison County records · APN R255120

Assessment roll updated September 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	541 RUBY RIVER DR, SHERIDAN, MT 59749-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2025	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Aug 07, 2009	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 05, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MANN MORTGAGE LLC
Apr 24, 2018	Warranty Deed, Transfer OPPORTUNITY BK OF MT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2022 · Amount on Record
Deed Sale	May 05, 2022 · Amount on Record
Prior Sale	Apr 24, 2018
Deed Document Number	2022204307
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	541 RUBY RIVER DR, SHERIDAN, MT 59749-9518
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221243
Date	Aug 05, 2025
Instrument	221243

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2055

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	541 RUBY RIVER DR, SHERIDAN, MT 59749-9518
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132468
Date	Aug 07, 2009
Instrument	132468

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2024

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MT
Recording Date	May 05, 2022
Property Address	541 RUBY RIVER DR, SHERIDAN, MT 59749-9518
Document Number	0000204307
Instrument Date	May 03, 2022
Instrument	204307
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	541 RUBY RIVER DR, SHERIDAN, MT 59749-9518

Mortgage

Document Number	0000204308
Date	May 05, 2022
Instrument	204308

Lender

Name	MANN MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MT
Recording Date	Apr 24, 2018
Property Address	541 RUBY RIVER DR, SHERIDAN, MT 59749-9518
Document Number	000000177557
Instrument Date	Apr 17, 2018
Instrument	000000177557
Transaction Type	Transfer
Record Updated	Aug 30, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	97 DUNCAN DISTRICT RD, SHERIDAN, MT 59749-9502

Mortgage

Document Number	000000177558
Date	Apr 24, 2018
Instrument	000000177558

Lender

Name	OPPORTUNITY BK OF MT

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Jan 01, 2033

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 16, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Montana
County	Madison County
Elementary School District	Sheridan Elementary School District (PK - 08)
Secondary School District	Sheridan High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,191.00 (-10.02%)	$627,200 (+48.95%)	$627,200 (+48.95%) Land $154,200 Building $473,000
2023	$2,435.00	$421,068	$421,068 Land $79,658 Building $341,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (30057C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300570003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 31% of Montana
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
3 Rivers Telephone Cooperative	Fiber	1,000 / 1,000
BHT Investment Holdings	Fixed Wireless	200 / 100
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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