541 Rivergate Way, Sacramento, CA 95831 Property Records

Sacramento County property record for 541 Rivergate Way, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,660 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`031-0770-001-0000`

Property Details

APN / Parcel Number

Primary APN	`031-0770-001-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	541 RIVERGATE WAY
City	SACRAMENTO
State	CA
Zip	95831-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 267 RIVERSIDE MANOR 3 EXC R/W PER O.R. 840831/1439CONTG 6,050 SQ FT M/L
Legal Subdivision	RIVERSIDE MANOR 03
Legal Lot Number	267
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	4018

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	241 LONGHOUSE DR, HEWITT, NJ 07421-3731
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Aug 16, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage UMPQUA BK
Aug 16, 2019	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 21, 2001
Transfer Doc	2001001215
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	541 RIVERGATE WAY, SACRAMENTO, CA 95831-3313
Document Number	1912171109
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 LONGHOUSE DR HEWITT NJ 074213731, HEWITT, NJ 07421-3731

Mortgage

Document Number	1912171109
Date	Dec 17, 2019
Instrument	1912171109

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 16, 2019
Property Address	541 RIVERGATE WAY, SACRAMENTO, CA 95831-3313
Document Number	1908161468
Instrument Date	Aug 12, 2019
Instrument	1908161468
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 LONGHOUSE DR HEWITT NJ 074213731, HEWITT, NJ 07421-3731

Mortgage

Document Number	1908161469
Date	Aug 16, 2019
Instrument	1908161469

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 16, 2019
Property Address	541 RIVERGATE WAY, SACRAMENTO, CA 95831-3313
Document Number	1908161467
Instrument Date	Aug 12, 2019
Instrument	1908161467
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RIVERGATE WAY SACRAMENTO CA 958313313, SACRAMENTO, CA 95831-3313

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$323,992 (+2%) Land $112,937 Building $211,055
2025	$4,028.00 (+1.38%)	$317,640 (+4.04%) Land $110,723 Building $206,917
2024	$3,973.00 (+2.53%)
2023	$3,875.00 (+1.31%)	$305,307 Land $106,424 Building $198,883
2022	$3,825.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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