541 Ripley Cir, Gonzales, CA 93926 Property Records

Monterey County property record for 541 Ripley Cir, Gonzales, CA 93926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1997
Lot Size	0.202 acres (8,779 sqft)
Owner	Individual Name on File
Last Sale	$222,500 (Apr 2000)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-314-026-000`

Property Details

APN / Parcel Number

Primary APN	`020-314-026-000`
Alternative APN	`020-314-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,779 sqft (0.202 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	020-314-026
Street Address	541 RIPLEY CIR
City	GONZALES
State	CA
Zip	93926-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALIFORNIA BREEZE PHASE III SUBDIVISION VOL 19 C&T PG 39 TR 1275 LOT 26 BLK 9
Legal Subdivision	CALIFORNIA BREEZE PHASE III SUBDIVISION
Legal Tract	1275
Legal Block	9
Legal Lot Number	26
Jurisdiction	MONTEREY CA
Township / Civil Division	GONZALES
Census Block Group	4
Census Block	4008
Census Tract	14800

Owner

541 Ripley Cir is owned and occupied by an individual who bought it in April 2000.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	541 RIPLEY CIR, GONZALES, CA 93926-9376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2000 · Amount on File
Deed Sale	Apr 28, 2000 · Amount on File
Prior Sale	Jul 31, 1998 · Amount on File
Deed Document Number	200027008
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	541 RIPLEY CIR, GONZALES, CA 93926-9376
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 RIPLEY CIR, GONZALES, CA 93926-9376

Mortgage

Document Number	0000063528
Date	Sep 23, 2021
Instrument	2021063528

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 541 Ripley Cir was $4,471 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Gonzales City
Unified School District	Gonzales Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,805 (+2%) Land $86,215 Building $262,590
2025	$4,471.00 Homeowner's exemption	$341,967 Land $84,525 Building $257,442
2023	$4,220.00 (-2.76%) Homeowner's exemption	$328,691 Land $81,244 Building $247,447
2022	$4,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 541 Ripley Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Ripley Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GONZALES serves 8,333 people · EPA ID CA2710007
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20