541 Railroad St, Windber, PA 15963 Property Records

Somerset County property record for 541 Railroad St, Windber, PA 15963

Property Summary

Property TypeSingle Family Home
Details6 bd · 1 ba · 2,172 sqft · built 1900
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Tax Bill$1,148 (2026)
Deeds & MortgagesMay 2005 Mortgage
Flood ZoneZone X (minimal risk)
APNS50-027-032-000

Property Details

APN / Parcel Number

Primary APNS50-027-032-000
Alternative APNs
  • S50-027-032-00
  • 500017570

Interior

Bedrooms6 Beds
Full Baths1 Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area2,172 sqft Living Area
1st Floor Area1,086 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsbestos
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions135 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelCoal
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number500017570
Street Address541 RAILROAD ST
CityWINDBER
StatePA
Zip15963-1818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 29 & PARCEL BNG 0.31 A 2 STY VINYL DWG GAR
Legal Lot Number28
JurisdictionSOMERSET PA
Township / Civil DivisionWINDBER
Census Block Group1
Census Block1003
Census Tract20300

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address541 RAILROAD ST, WINDBER, PA 15963-1818
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

May 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET PA
Property Address541 RAILROAD ST, WINDBER, PA 15963-1818
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01817/1044
DateMay 17, 2005
Book Page1817/1044
Instrument2005005316
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term240 Months
DueMay 17, 2025

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountySomerset County
MunicipalityWindber Borough
Unified School DistrictWindber Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,148.00 (+9.23%) Homeowner's exemption$15,390 (-)
2024$1,051.00 (+9.02%)$15,390 (-)
2023$964.00$15,390
1998$30,770 Land $4,390 Building $26,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims22 (1983–2006)
Claims Outside the SFHA4 of 22
Most Recent ClaimMay 2006 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINDBER AREA AUTH
serves 9,463 people · EPA ID PA4560013
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting19
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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