Polk County property record for 541 Rachel Bell Rd, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,691 sqft · built 2004 |
| Lot Size | 4.74 acres (206,474 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jun 2015) |
| Tax Bill | $3,089 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P92-148 |
| Primary APN | P92-148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,691 sqft Finished Area |
| Basement Area | 2,236 sqft |
| Unfinished Basement | 2,236 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 206,474 sqft (4.74 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 32016 |
|---|---|
| Street Address | 541 RACHEL BELL RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | LOT #26, 0G04 GREEN RIVER FARMS 09 |
| Legal Subdivision | GREEN RIVER FARMS |
| Legal Lot Number | 26 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920202 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 541 RACHEL BELL RD, MILL SPRING, NC 28756-6829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2015 · Amount on Record |
| Deed Sale | Jun 22, 2015 · Amount on Record |
| Prior Sale | Dec 9, 2014 |
| Deed Book / Page | 413 / 1172 |
| Prior Transfer Date | May 22, 2013 |
| Prior Transfer Doc | 000401/432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 541 RACHEL BELL RD, MILL SPRING, NC 28756-6829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Name | Verified Name |
|---|
| Document Number | 450/926 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 450/926 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,089.00 | $605,238 (-) Land $62,440 Building $542,798 | $605,238 (-) Land $62,440 Building $542,798 |
| 2025 | $3,089.00 (+4.57%) | $605,238 (+31.03%) Land $62,440 Building $542,798 | $605,238 (+31.03%) Land $62,440 Building $542,798 |
| 2023 | $2,954.00 | $461,917 Land $44,960 Building $416,957 | |
| 2021 | $461,917 Land $44,960 Building $416,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Windstream DSL | 10 / 1 |
May also be available: Spectrum.
4G LTE (outdoors only), no 5G reported
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