541 Peeples Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 541 Peeples Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,551 sqft · built 2007
Lot Size	0.281 acres (12,257 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Aug 2016)
Tax Bill	$7,504 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`412319129001`

Property Details

APN / Parcel Number

Primary APN	`412319129001`
Alternative APNs	`00961530000003` `10004706747`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,551 sqft Living Area
Gross Area	3,569 sqft
1st Floor Area	2,551 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	12,257 sqft (0.281 acres)
Lot Dimensions	80 ft deep x 80 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	660 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Pool Area	28 sqft
Porch	Raised Porch
Porch Area	358 sqft
Loading Dock	64 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00961530000003
Street Address	541 PEEPLES DR
City	PUNTA GORDA
State	FL
Zip	33950-7339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	RIO VILLA 1ST ADD BLK D LT 1 219/398 DC565/101 E1261/2096 RES93-12 1261/2096 1266/224 DC1565/760 1642/996 2706/1919 2836/858 4116/1191 4127/1028 RIO 001 000C 0000 RIO VILLA 1ST ADDITION BLOCK C A PORTION DESC AS: BEG AT SW COR BLOCK C T
Legal Range	23E
Legal Township	41S
Legal Section	19
Legal Subdivision	RIO VILLA 1ST ADD
Legal Tract	RIO
Legal Block	D
Legal Lot Number	1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3009
Census Tract	10301

Owner

Source: Charlotte County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	541 PEEPLES DR, PUNTA GORDA, FL 33950-7339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2016 · Amount on Record
Deed Sale	Aug 29, 2016 · Amount on Record
Prior Sale	Sep 14, 1998 · Amount on Record
Deed Document Number	20162462201
Deed Book / Page	4116 / 1191
Prior Transfer Date	Oct 19, 2005
Prior Transfer Doc	0028360858
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	541 PEEPLES DR, PUNTA GORDA, FL 33950-7339
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048340170
Date	Sep 2, 2021
Book Page	4834/170
Instrument	2992781

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,504.00 (-7.97%) Homeowner's exemption	$537,438 (+5.99%)	$686,272 (+1.4%) Land $197,176 Building $489,096
2024	$8,154.00 (-0.15%)
2023	$8,166.00 (+2.87%) Homeowner's exemption	$507,080 (+3%)	$676,804 (-1.65%) Land $212,052 Building $464,752
2022	$7,938.00 Homeowner's exemption	$492,311	$688,152 Land $154,030 Building $534,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 345 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	345 in force
Nearby Flood Claims	289 (1982–2025)
Most Recent Claim	Oct 2025
Claims by Event	Hurricane Milton, Oct 2024 · 101 claims Hurricane Helene, Sep 2024 · 106 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20