Wake County property record for 541 Pace St, Raleigh, NC 27604
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,405 sqft · built 2002 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $415,000 (Apr 2011) |
| Tax Bill | $8,366 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Feb 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1704.20-92-8375-000 |
| Primary APN | 1704.20-92-8375-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,405 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 5,663 sqft (0.13 acres) |
| Porch | Open Porch |
| Porch Area | 182 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0291885 |
|---|---|
| Street Address | 541 PACE ST |
| City | RALEIGH |
| State | NC |
| Zip | 27604-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | LO4 PACE STREET VILLAGE II BM2001-00671 |
| Legal Subdivision | PACE STREET VILLAGE II |
| Legal Lot Number | 4 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | RALEIGH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50500 |
Source: Wake County records · APN 1704.20-92-8375-000
Assessment roll updated September 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 541 PACE ST, RALEIGH, NC 27604-1957 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 28, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 16, 2025 | Intrafamily Transfer, Transfer |
| Apr 26, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2011 · Amount on Record |
| Deed Sale | Apr 04, 2011 · Amount on Record |
| Prior Sale | Jun 17, 2003 · Amount on Record |
| Deed Book / Page | 14315 / 2281 |
| Prior Transfer Date | Aug 12, 2005 |
| Prior Transfer Doc | 11531/1195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 541 PACE ST, RALEIGH, NC 27604-1957 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 19889/1700 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | 19889/1700 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 541 PACE ST, RALEIGH, NC 27604-1957 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|
| Document Number | 00019547/6 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 19547/6 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 22, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Oct 16, 2025 |
| Property Address | 541 PACE ST, RALEIGH, NC 27604-1957 |
| Document Number | 20041/1728 |
| Book / Page | 20041 / 1728 |
| Map Reference | MB 2001 PG 671 |
| Instrument Date | Oct 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 541 PACE ST, RALEIGH, NC 27604-1957 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 541 PACE ST, RALEIGH, NC 27604-1957 |
| Document Number | 174300896 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 541 PACE ST RALEIGH NC 276041957, RALEIGH, NC 27604-1957 |
| Document Number | 174300896 |
|---|---|
| Date | May 01, 2019 |
| Book Page | 017430/000896 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 30, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Raleigh City |
| Unified School District | Wake County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,366.00 (+34.74%) | $957,091 (+68.55%) Land $500,000 Building $457,091 | $957,091 (-) Land $500,000 Building $457,091 |
| 2024 | $957,091 (+68.55%) Land $500,000 Building $457,091 | ||
| 2023 | $6,209.00 | $567,830 Land $240,000 Building $327,830 | $567,830 Land $240,000 Building $327,830 |
Source: FEMA National Flood Hazard Layer as of September 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · Hurricane Fran |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Oakwood Historic District (Boundary Increase III) listed 1989 · 108 contributing resources · NRIS 88003044 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 523 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RALEIGH serves 650,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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