541 P St, Merced, CA 95341 Property Records

Merced County property record for 541 P St, Merced, CA 95341 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,239 sqft · built 1971
Lot Size0.221 acres (9,656 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Aug 2017)
Tax Bill$2,344 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN032-192-014-000

Property Details

APN / Parcel Number

Primary APN032-192-014-000
Alternative APN
  • 032192014

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,239 sqft Living Area
1st Floor Area1,239 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleOther
Construction TypeWood Frame
Lot Area9,656 sqft (0.221 acres)
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemCentral

Location & Zoning

Old Parcel Number032192014
Street Address541 P ST
CityMERCED
StateCA
Zip95341-6650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL 1 PM 11-36 SEC 25/7/13
Legal Range13
Legal Township07
Legal Section25
Legal SubdivisionCITY/MERCED PRCL 01
Legal Lot Number1
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3012
Census Tract1503

Owner

Source: Merced County records · APN 032-192-014-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address541 P ST, MERCED, CA 95341-6650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Aug 28, 2017Grant Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2017 · Amount on Record
Deed SaleAug 28, 2017 · Amount on Record
Prior SaleNov 26, 2014 · Amount on Record
Deed Document Number2017-027719
Record UpdatedJun 07, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address541 P ST, MERCED, CA 95341-6650
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 P ST, MERCED, CA 95341-6650

Mortgage

Document Number0000026957
DateAug 07, 2020
Instrument2020026957
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 28, 2017
Property Address541 P ST, MERCED, CA 95341-6650
Document Number0000027719
Map ReferenceMB 11 PG 36
Instrument DateAug 24, 2017
Instrument2017-027719
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address541 P ST, MERCED, CA 95341-6650

Mortgage

Document Number0000027720
DateAug 28, 2017
Instrument2017-027720
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,344.00 (+7.38%) Homeowner's exemption$216,182 (+4.04%) Land $51,200 Building $164,982
2023$2,183.00 (+1.39%) Homeowner's exemption$207,790 Land $49,213 Building $158,577
2022$2,153.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470015033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Nearby Flood Policies63 in force
Nearby Flood Claims2 (2006–2023)
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 535 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: Ayera Technologies, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on P St

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