541 Oxbow Dr, Monument, CO 80132 Property Records

El Paso County property record for 541 Oxbow Dr, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,147 sqft · built 2001
Lot Size	0.14 acres (6,112 sqft)
Owner	2 Individual Names on File
Last Sale	$517,650 (Jan 2026)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71254-04-008`

Property Details

APN / Parcel Number

Primary APN	`71254-04-008`
Alternative APN	`R7125404008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,147 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	745 sqft
Upper Floors Area	772 sqft
Basement Area	730 sqft
Finished Basement	630 sqft
Unfinished Basement	100 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,112 sqft (0.14 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	25 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7125404008
Street Address	541 OXBOW DR
City	MONUMENT
State	CO
Zip	80132-6029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-4
Legal Description	LOT 97 JACKSON CREEK FIL NO 1 MONUMENT
Legal Subdivision	JACKSON CREEK FIL NO 1
Legal Lot Number	97
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	2
Census Block	2023
Census Tract	7301

Owner

541 Oxbow Dr is owned and occupied by two individuals who bought it in January 2026.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	541 OXBOW DR, MONUMENT, CO 80132-6029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jan 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ENT CU
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	2026601
Prior Transfer Date	Oct 13, 2008
Prior Transfer Doc	0000113228
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	541 OXBOW DR, MONUMENT, CO 80132-6029
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1824 WICKERSHAM DR, ANCHORAGE, AK 99507-1352

Mortgage

Document Number	0000070575
Date	Apr 8, 2021
Instrument	221070575

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jan 5, 2026
Property Address	541 OXBOW DR, MONUMENT, CO 80132-6029
Document Number	0000000601
Instrument Date	Jan 5, 2026
Instrument	226000601
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 OXBOW DR, MONUMENT, CO 80132-6029

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	541 OXBOW DR, MONUMENT, CO 80132-6029

Mortgage

Document Number	0000000602
Date	Jan 5, 2026
Instrument	226000602

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jun 1, 2020
Property Address	541 OXBOW DR, MONUMENT, CO 80132-6029
Document Number	0000074305
Instrument Date	May 28, 2020
Instrument	220074305
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	541 OXBOW DR, MONUMENT, CO 80132-6029

Mortgage

Document Number	0000074307
Date	Jun 1, 2020
Instrument	220074307

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 541 Oxbow Dr was $2,940, up 6.6% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,070 (-)	$497,383 (-)
2025	$2,940.00 (+6.6%)	$35,070 (+2.84%) Land $7,670 Building $27,400	$497,383 Land $108,800 Building $388,583
2024	$2,758.00 (+3.92%)	$34,100 (-) Land $7,290 Building $26,810
2023	$2,654.00 (+12.7%)	$34,100 (+41.03%) Land $7,290 Building $26,810	$508,990 (+46.25%) Land $108,800 Building $400,190
2022	$2,355.00	$24,180 Land $6,870 Building $17,310	$348,017 Land $98,900 Building $249,117

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 541 Oxbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Oxbow Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIVIEW MD serves 5,737 people · EPA ID CO0121840
Water Source	Purchased surface water from COLORADO SPRINGS UTILITIES
Last State Inspection	Nov 2022
Also Mapped Here	TOWN OF MONUMENT
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless	300 / 40
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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