541 Oneida Cir, Pea Ridge, AR 72751 Property Records

Benton County property record for 541 Oneida Cir, Pea Ridge, AR 72751

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,174 sqft · built 2024
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$872,000 (Jun 2025)
Tax Bill	$7,551 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-18787-000`

Property Details

APN / Parcel Number

Primary APN	`15-18787-000`
Alternative APNs	`13-02858-050` `168963.0` `168963` `206929`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,174 sqft Living Area
Gross Area	4,038 sqft
1st Floor Area	3,174 sqft
Flooring	Wood

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Attached
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	2,106 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,046 sqft
Deck Area	320 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	541 ONEIDA CIR
City	PEA RIDGE
State	AR
Zip	72751-4051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINAL PLAT 6/06/2018 L201829098, CORRECTION FINAL PLAT 8/21/2018 L201843893 & RATIFICATION OF PLAT 9/05/2018 L201846778
Legal Range	29
Legal Township	20
Legal Section	07
Legal Subdivision	SHELBY FORREST-PEA RIDGE
Legal Lot Number	10
Jurisdiction	BENTON AR
Township / Civil Division	7
Census Block Group	3
Census Block	3014
Census Tract	20102

Owner

541 Oneida Cir is owned and occupied by two individuals who bought it in June 2025.

Source: Benton County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	541 ONEIDA CIR, PEA RIDGE, AR 72751-4051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage ENCORE BANK NA
Jun 9, 2025	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK ROGERS PINNACLE
Jan 26, 2020	Loan Modification, Mortgage LEGACY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Feb 21, 2024 · Amount on File
Deed Document Number	202531581
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	541 ONEIDA CIR, PEA RIDGE, AR 72751-4051
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10303 DOHERTY SPG, SAN ANTONIO, TX 78255-1127

Mortgage

Document Number	L202408182
Date	Feb 21, 2024
Instrument	L202408182

Lender

Name	ENCORE BANK NA
Type	Bank
Address	1801 RAHLING RD STE 100, LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 9, 2025
Property Address	541 ONEIDA CIR, PEA RIDGE, AR 72751-4051
Document Number	L202531581
Map Reference	REC L201843893
Instrument Date	Jun 4, 2025
Instrument	L202531581
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, TITLETECH OF ARKANSAS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,877.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5110 EDISON AVE, COLORADO SPRINGS, CO 80915-3504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 ONEIDA CIR, PEA RIDGE, AR 72751-4051

Mortgage

Document Number	L202531582
Date	Jun 9, 2025
Instrument	L202531582

Lender

Name	FIRST SECURITY BANK ROGERS PINNACLE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 6, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	ONEIDA CIR, PEA RIDGE, AR 72751
Document Number	0000007069
Instrument Date	Jan 26, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 S ROCHELLE CT ROGERS AR 727583919, ROGERS, AR 72758-3919

Mortgage

Document Number	0000007069
Date	Feb 7, 2020
Instrument	7069

Lender

Name	LEGACY NAT'L BK
Type	Bank
Address	SPRINGDALE, AR 72762

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 6, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 541 Oneida Cir was $7,551, up 3.1% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Pea Ridge City
Unified School District	Pea Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,551.00 (+3.13%)	$132,011 (-) Land $10,000 Building $122,011	$660,055 Land $50,000 Building $610,055
2025	$7,322.00 Homeowner's exemption	$132,011 Land $10,000 Building $122,011
2024			$660,055 (+733,294.44%) Land $50,000 Building $610,055
2023		$18 Land $18	$90 Land $90

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 541 Oneida Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2013–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 541 Oneida Cir is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable	2,000 / 35
Starlink Satellite	280 / 30
Brightspeed DSL · Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oneida Cir

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