Berkeley County property record for 541 Old Compass Rd, Daniel Island, SC 29492
| Property Type | Single Family Home |
|---|---|
| Details | 7,879 sqft · built 2023 |
| Lot Size | 0.412 acres (17,986 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $10,475,000 (Mar 2024) |
| Tax Bill | $65,146 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jun 2021 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 276-02-02-063 |
| Primary APN | 276-02-02-063 |
|---|---|
| Alternative APN |
|
| Building Area | 7,879 sqft Finished Area |
|---|---|
| 1st Floor Area | 5,369 sqft |
| 2nd Floor Area | 2,510 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 17,986 sqft (0.412 acres) |
| Garage Area | 1,355 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Deck Area | 873 sqft |
| Patio Area | 432 sqft |
| Storage Building | 1,700 sqft |
| Boat Access | Boat Access |
| Street Address | 541 OLD COMPASS RD |
|---|---|
| City | DANIEL ISLAND |
| State | SC |
| Zip | 29492-8604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CHARLESTON |
| Legal Description | LOT FF-B 39DI PARCEL FF |
| Legal Subdivision | DANIEL ISLAND- CAPTAINS ISLAND |
| Legal Block | B |
| Legal Lot Number | 39 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | WANDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20406 |
Source: Berkeley County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 541 OLD COMPASS RD, DANIEL ISLAND, SC 29492-8604 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Feb 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage FINEMARK NATIONAL BANK & TRUST |
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK |
| Jan 13, 2021 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Sep 11, 2020 | Limited Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on Record |
| Deed Sale | Mar 1, 2024 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Document Number | 20246242 |
| Deed Book / Page | 4794 / 641 |
| Prior Transfer Date | Jan 13, 2021 |
| Prior Transfer Doc | 03651/0875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Mar 1, 2024 |
| Property Address | 541 OLD COMPASS RD, DANIEL ISLAND, SC 29492-8604 |
| Document Number | 04794/0641 |
| Book / Page | 4794 / 641 |
| Map Reference | DOC2020026166-202002 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024006242 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27,235.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 OLD COMPASS RD, DANIEL ISLAND, SC 29492-8604 |
| Document Number | 2024006244 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 2024006244 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 541 OLD COMPASS RD, DANIEL ISLAND, SC 29492-8604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03870/0886 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 3870/886 |
| Instrument | 2021030719 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 541 OLD COMPASS RD, DANIEL ISLAND, SC 29492-8604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03927/0001 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 3927/1 |
| Instrument | 2021038176 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 541 OLD COMPASS RD, DANIEL ISLAND, SC 29492-8604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03688/0399 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 3688/399 |
| Instrument | 2021006735 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29492 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 541 OLD COMPASS RD, DANIEL ISLAND, SC 29492-8604 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 200 RIVER LANDING DR B-308, B-308, DANIEL ISLAND, SC 29492-8282 |
| Document Number | 04480/0638 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 4480/638 |
| Instrument | 2023004135 |
| Name | FIRST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, SC 29466 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jan 13, 2021 |
| Property Address | 541 OLD COMPASS RD, DANIEL ISLAND, SC 29492-8604 |
| Document Number | 3651/0874 |
| Book / Page | 003651 / 000874 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 1903 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 280 SEVEN FARMS DR #A DANIEL ISLAND SC 294928208, A, DANIEL ISLAND, SC 29492-8208 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 11, 2020 |
| Property Address | 541 OLD COMPASS RD, DANIEL ISLAND, SC 29492-8604 |
| Document Number | 03497/0282 |
| Book / Page | 3497 / 282 |
| Map Reference | DOC 2020026169 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020034899 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,532.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 SEVEN FARMS DR STE A, A, DANIEL ISLAND, SC 29492-8208 |
| Document Number | 2020034900 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020034900 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | Charleston City |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,465,300 (+2,4%) Land $5,368,000 Building $5,097,300 | $10,465,300 (-) Land $5,368,000 Building $5,097,300 | |
| 2025 | $65,146.00 (+108.69%) | $418,612 (-) Land $214,720 Building $203,892 | $10,465,300 (-) Land $5,368,000 Building $5,097,300 |
| 2024 | $31,216.00 (+21.12%) Homeowner's exemption | $418,612 (+435.86%) Land $214,720 Building $203,892 | $10,465,300 (+703.79%) Land $5,368,000 Building $5,097,300 |
| 2022 | $25,773.00 | $78,120 Land $72,858 Building $5,262 | $1,302,000 Land $1,214,300 Building $87,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 591 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 657 units insured incl. 66 condo units |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Home Telecom Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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