541 O'Donnell Dr, Dover, ID 83825 Property Records

Bonner County property record for 541 O'Donnell Dr, Dover, ID 83825

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,162 sqft · built 2021
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$687,500 (Jun 2020)
Tax Bill	$14,437 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`RPD376701A0150A`

Property Details

APN / Parcel Number

Primary APN	`RPD376701A0150A`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,162 sqft Finished Area
1st Floor Area	4,162 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	100 ft deep x 95.9 ft wide
Garage Type	Attached
Garage Area	78 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Street Address	541 ODONNELL DR
City	DOVER
State	ID
Zip	83825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	31-57N-2W DOVER BAY PUD SUNSET SADDLE ESTATES REPLAT BLK 1A LOT 15 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	31
Legal Subdivision	DOVER BAY PUD
Legal Block	1A
Legal Lot Number	15
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1043
Census Tract	950402

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 119, DOVER, ID 83825-0119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Jun 26, 2020	Intrafamily Transfer, Transfer · Construction Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Oct 12, 2018
Deed Document Number	2020959856
Prior Transfer Date	Jun 23, 2020
Prior Transfer Doc	0000959856
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	541 ODONNELL DR, DOVER, ID 83825
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000989214
Date	Aug 10, 2021
Instrument	989214

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 26, 2020
Property Address	541 ODONNELL DR, DOVER, ID 83825
Document Number	0000959856
Instrument Date	Jun 23, 2020
Instrument	959856
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4495 LARIAT LN, OAKLEY, CA 94561-3965

Mortgage

Document Number	0000959857
Date	Jun 26, 2020
Instrument	959857

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	1-Year CMT
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,972,611 (+9.82%)	$3,972,611 (+9.82%)
2025	$14,437.00 (+6.07%) Homeowner's exemption	$3,617,245 (+1.95%) Land $1,750,345 Building $1,866,900	$3,617,245 (+1.95%) Land $1,750,345 Building $1,866,900
2023	$13,611.00 Homeowner's exemption	$3,548,154 Land $1,305,166 Building $2,242,988	$3,548,154 Land $1,305,166 Building $2,242,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOVER serves 865 people · EPA ID ID1090193
Water Source	Surface water
Last State Inspection	May 2023
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50

May also be available: Ziply Fiber.

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